Bobi Hernandez

Bobi Hernandez

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Coming Soon

$350,000

($153,914 down)
FHA

9338 Golden Pond Lane N, Monticello, MN 55362

3
2
1,906 sqft
PITI Monthly
$1,677.22 /mo

Listing courtesy of: , Keller Williams Premier Realty Lake Minnetonka

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,089 /mo
$1,492 /mo

What's Special

OPEN CONCEPT
MINUTES AWAY
SPACIOUS
MOVE-IN READY
VAULTED CEILINGS
DOUBLE VANITY
DECK
EFFICIENT

Want move-in ready? This three bedroom, open concept home is now available! Built in 2014 & offers low-maintenance living with an ideal layout. This home is an efficient split-level & offers a spacious entry with large closet & convenient garage access. On the main level you will enjoy vaulted ceilings, tons of natural light, new floors, access to a private rear deck with great views & open layout that is perfect for entertaining as well as everyday life. Kitchen features center island with breakfast bar, upgraded gas range & hood as well as long site lines overlooking the deck, backyard & open space as far as the eye can see. Upper level provides 3 bedrooms & 2 full bathrooms. The spacious primary suite features a large closet & double vanity. The lower level includes a large family room plus a flexible space that would be ideal for an office/workout area or for adding a 4th bedroom. The large garden-view windows flood the lower level with natural light. Don't miss the storage space in the laundry room & under the stairs. Fully fenced backyard, large heated garage, neighborhood park steps from your door plus great schools, retail amenities, the Mississippi River & recreational lakes just minutes away!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.27
Remaining Loan Term
24 years, 1 months
Monthly PITI
$1,677.22/mo
Estimated Loan Balance
$204,409
Cash to close
$153,914
Interest Paid
$52,899

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full, Wood
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
Condition
  • Year Built: 2014
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sunset Ponds 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Monticello

Financial Details

  • Price per Sqft: $183.63
  • Tax Annual Amount: $3376
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $153,914 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $153,914!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$196,086
Your Cash$153,914
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,089/mo
Traditional @ 7.15%
$1,548/mo
You save $458/month ($5,500/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6694230

Listing From: northstar

Last updated: 2025-04-16T02:35:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,089 /mo
$1,492 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $153,914 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $153,914!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$196,086
Your Cash$153,914
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,089/mo
Traditional @ 7.15%
$1,548/mo
You save $458/month ($5,500/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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