Bobi Hernandez

Bobi Hernandez

Property SearchContact
primary-1
primary-2primary-3
Active

$440,000

($174,929 down)
VA

9229 W Willow Bend Lane, Phoenix, AZ 85037

3
3
1,765 sqft
PITI Monthly
$1,584.66 /mo

Listing courtesy of: Kaitlin Horn, ProSmart Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,212 /mo
$1,984 /mo

What's Special

GATED COMMUNITY
ENTERTAINMENT
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
PLAYGROUND

LESS THAN 10 MINS TO ONE OF PHOENIX'S LARGEST ENTERTAINMENT DISTRICTS, WESTGATE! This stunning 2020-built home in the modern, gated community of WESTERN ENCLAVE has brand new natural wood-look honey oak flooring and bright new paint. The 3 bed, 2.5 bath, split-master floor plan provides an open kitchen and living space perfect for entertaining. A beautiful kitchen boasts white shaker cabinets, granite countertops, subway tile backsplash, and stainless steel appliances. Large double sliders in the family room leads to a covered patio so indoor and outdoor living can meet. Outside, the yard features lush grass and a quarter view fence to a community walking trail leaving ample space between neighbors. This home also has a 2.5 CAR GARAGE for extra storage space and TANKLESS WATER HEATER! Western Enclave features walking and biking paths, beautifully maintained community shared spaces, ramadas with BBQs, & children's playgrounds. It's centrally located, close to grocery stores, Gyms, Costco, spring training stadiums, Casinos, waterparks, theme parks, Westgate Entertainment District and State Farm Stadium, an area that continues to expand!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,584.66/mo
Estimated Loan Balance
$266,240
Cash to close
$174,929
Interest Paid
$33,708

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: WESTERN ENCLAVE
  • Features: Gated, Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Western Enclave
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $249.29
  • Tax Annual Amount: $2676
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $174,929 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $174,929!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$265,071
Your Cash$174,929
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,212/mo
Traditional @ 7.15%
$2,058/mo
You save $846/month ($10,155/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6844704

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-10T07:15:51.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,212 /mo
$1,984 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $174,929 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $174,929!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$265,071
Your Cash$174,929
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,212/mo
Traditional @ 7.15%
$2,058/mo
You save $846/month ($10,155/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.