Bobi Hernandez

Bobi Hernandez

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$525,000

($306,841 down)
FHA

83052 Carmel Mountain Drive, Indio, CA 92203

3
2
1,835 sqft
PITI Monthly
$2,097.49 /mo

Listing courtesy of: Rick Halla, HomeSmart

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,195 /mo
$1,804 /mo

What's Special

LOCATION
GATED COMMUNITY
SHOPPING
DINING
FIREPLACE
WALK-IN CLOSET
PATIO
PLAYGROUND
COZY

Welcome to your dream home in the desirable gated community of Shadow Hills! This special home features a wonderful kitchen with slab granite counter tops, tile backsplash, lots of cupboards, and a pantry. There are GE Profile stainless appliances, a 5 burner gas range, and a newer GE stainless refrigerator. The kitchen island with stainless sink also has room for barstool seating. The dining area is, adjacent to the kitchen and Great Room, with French doors leading to the rear yard. There is abundant tile flooring, Plantation Shutters throughout the home and a cozy fireplace in the Great Room too! The Primary bedroom is Huge, with a ceiling fan, and there are French doors leading the rear yard. The Primary bathroom has dual vanities, a make-up vanity, and a great walk-in closet. The large secondary bedrooms have mirrored wardrobe doors, ceiling fans and have a conveniently located bathroom between them. The laundry room, has ample storage, and newer GE Profile washer and dryer. The finished 2 car garage with insulated garage door has lots of built-in cabinets and storage! The original AC was replaced in 2013. This expansive pool-size corner lot location has an aluma-wood patio cover with fans and a misting system to enjoy your private rear yard. There is also a Huge insulated storage shed that can accommodate plenty of your toys, or tools! There is a long RV area with clean-out and electricity on the side of the home too! The community has a park with playground, gazebo and is conveniently located to schools, shopping, dining, and the freeway....Don't miss this wonderful home!!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
21 years, 8 months
Monthly PITI
$2,097.49/mo
Estimated Loan Balance
$223,162
Cash to close
$306,841
Interest Paid
$70,567

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, GreatRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Shadow Hills
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name: Shadow Hills
  • HOA Amenities: Unknown
  • HOA Fee: $113
  • HOA Frequency: $Monthly
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $286.1
  • Tax Annual Amount: $6562.5
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $306,841 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $306,841!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$218,159
Your Cash:$306,841
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,195/mo
Traditional @ 7.15%
$1,871/mo
You save $676/month ($8,115/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219128193DA

Listing From:

Last updated: 2025-04-11T12:24:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,195 /mo
$1,804 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $306,841 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $306,841!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$218,159
Your Cash:$306,841
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,195/mo
Traditional @ 7.15%
$1,871/mo
You save $676/month ($8,115/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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