Bobi Hernandez

Bobi Hernandez

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Pending

$480,000

($85,533 down)
VA

80300 Paseo Encanto, Indio, CA 92201

3
2
1,565 sqft
PITI Monthly
$2,606.72 /mo

Listing courtesy of: Brianna Broyles-Vargas, eXp Realty Of Southern California Inc

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,940 /mo
$2,826 /mo

What's Special

INVESTORS
LOCATION
SHOPPING
DINING
SOLAR PANELS
NO HOA
AFFORDABLE

Welcome to 80300 Paseo Encanto, a 3 bedroom, 2 bathroom home sitting on a generous corner lot just minutes from La Quinta and surrounded by some of the desert's most desirable neighborhoods. This home offers a solid layout and plenty of space, with the added bonus of leased solar panels to help keep utility costs low year round. While it hasn't been updated, it's the perfect blank canvas for someone ready to add their own style and build equity in a great location. With no HOA, a family friendly floor plan, and excellent proximity to schools, shopping, dining, and golf, this property is ideal for first time buyers, families, or investors looking for a smart opportunity. Affordable, well located, and full of potential this is one you don't want to miss!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$2,606.72/mo
Estimated Loan Balance
$396,566
Cash to close
$85,533
Interest Paid
$45,908

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, Gas, LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Encanto
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $306.71
  • Tax Annual Amount: $6000
  • On Market Date: 2025-04-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $85,533 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $85,533!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$394,467
Your Cash$85,533
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,940/mo
Traditional @ 7.15%
$2,931/mo
You save $991/month ($11,894/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219127979DA

Listing From:

Last updated: 2025-04-14T18:39:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,940 /mo
$2,826 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $85,533 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $85,533!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$394,467
Your Cash$85,533
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,940/mo
Traditional @ 7.15%
$2,931/mo
You save $991/month ($11,894/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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