Bobi Hernandez

Bobi Hernandez

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Pending

$569,000

($63,163 down)
VA

8010 Winter Gardens Blvd UNIT C, El Cajon, CA 92021

3
2
1,344 sqft
PITI Monthly
$3,359.1 /mo

Listing courtesy of: Ryan Fisher, Real Broker

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,600 /mo
$3,604 /mo

What's Special

SPACIOUS
MODERN
RENOVATED
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
LANDSCAPED
PLAYGROUND

Discover modern comfort in this beautifully updated 3-bedroom, 2-bathroom townhome spanning 1,344 sq. ft. Nestled in a quiet, well-maintained community, this home has been recently renovated, creating a fresh, contemporary feel. The kitchen features quartz countertops atop new white shaker cabinets and stainless steel appliances. Laundry is conveniently located on the main level. Upstairs, you’ll find three like-new bedrooms, including a spacious primary retreat with a walk-in closet and an extra built in vanity in the closet area. Step outside to a private, fully fenced patio yard with direct access to a 2-car carport with storage. Enjoy a beautifully landscaped community, complete with a pool and playground. Central heating and air conditioning, plus in-unit laundry, add to the appeal. A perfect blend of style, convenience, and community—schedule a tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,359.1/mo
Estimated Loan Balance
$508,346
Cash to close
$63,163
Interest Paid
$61,529

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Brick
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Royal Gardens
  • HOA Amenities: Unknown
  • HOA Fee: $491.08
  • HOA Frequency: $Monthly
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $423.36
  • Tax Annual Amount: $7112.5
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,163 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $63,163!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$505,837
Your Cash$63,163
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,600/mo
Traditional @ 7.15%
$3,738/mo
You save $1,138/month ($13,658/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023873SD

Listing From:

Last updated: 2025-04-16T17:39:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,600 /mo
$3,604 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,163 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $63,163!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$505,837
Your Cash$63,163
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,600/mo
Traditional @ 7.15%
$3,738/mo
You save $1,138/month ($13,658/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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