Bobi Hernandez

Bobi Hernandez

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$1,450,000

($1,048,850 down)
VA

730 Bandak Ct, San Marcos, CA 92069

4
3
2,464 sqft
PITI Monthly
$3,623.62 /mo

Listing courtesy of: Pattie Conway, Pacific Sotheby's International Realty

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,813 /mo
$2,992 /mo

What's Special

DESIRED
SERENE
ENTERTAINMENT
SPACIOUS
MOVE-IN READY
MODERN
PATIO
PRIVATE BACKYARD
CUL-DE-SAC
SOLAR PANELS

Welcome to a beautifully maintained, move-in ready home tucked away in a peaceful cul-de-sac. Located in a highly desirable neighborhood known for its welcoming community, friendly neighbors, and strong sense of connection, this is a place where everyone feels at home. Timeless charm meets modern updates with thoughtful touches throughout, including custom crown molding, baseboards, and a built-in entertainment niche. The kitchen offers sleek countertops, an island, and a walk-in pantry, perfect for cooking and gathering. Plantation shutters and custom window treatments add style, while spacious bedrooms feature built-in closets and ceiling fans for comfort. Additional highlights include a dedicated laundry room with sink, a full security system, heavy-duty front screen door, a new sliding door to the backyard, a recently updated HVAC system, and solar panels for energy efficiency and savings. Designed for effortless outdoor living, the private backyard boasts a built-in Lion BBQ, outdoor refrigerator, electric patio heaters, TV wall, and a stylish patio cover. Set on a generously sized lot with serene canyon views and no rear neighbors, there’s even space to add a pool if desired. This is a home that’s been thoughtfully maintained and updated, offering a wonderful balance of character, comfort, and functionality—ready to welcome you home! Welcome to a beautifully maintained, move-in ready home tucked away in a peaceful cul-de-sac. Located in a highly desirable neighborhood known for its welcoming community, friendly neighbors, and strong sense of connection, this is a place where everyone feels at home. Timeless charm meets modern updates with thoughtful touches throughout, including custom crown molding, baseboards, and a built-in entertainment niche. The kitchen offers sleek countertops, an island, and a walk-in pantry, perfect for cooking and gathering. Plantation shutters and custom window treatments add style, while spacious bedrooms feature built-in closets and ceiling fans for comfort. Additional highlights include a dedicated laundry room with sink, a full security system, heavy-duty front screen door, a new sliding door to the backyard, a recently updated HVAC system, and solar panels for energy efficiency and savings. Designed for effortless outdoor living, the private backyard boasts a built-in Lion BBQ, outdoor refrigerator, electric patio heaters, TV wall, and a stylish patio cover. Set on a generously sized lot with serene canyon views and no rear neighbors, there’s even space to add a pool if desired. This is a home that’s been thoughtfully maintained and updated, offering a wonderful balance of character, comfort, and functionality—ready to welcome you home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$3,623.62/mo
Estimated Loan Balance
$506,429
Cash to close
$1,048,850
Interest Paid
$48,809

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Marcos
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Twin Oaks Valley Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $70
  • HOA Frequency: $Monthly
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $588.47
  • Tax Annual Amount: $18125
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,048,850 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $1,048,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$401,150
Your Cash:$1,048,850
Total Purchase Price:$1,450,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,813/mo
Traditional @ 7.15%
$3,104/mo
You save $1,290/month ($15,485/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024121SD

Listing From:

Last updated: 2025-04-11T02:57:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,813 /mo
$2,992 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,048,850 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $1,048,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$401,150
Your Cash:$1,048,850
Total Purchase Price:$1,450,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,813/mo
Traditional @ 7.15%
$3,104/mo
You save $1,290/month ($15,485/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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