Bobi Hernandez

Bobi Hernandez

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$319,999

($54,331 down)
FHA

697 E RUBY Drive, Casa Grande, AZ 85122

4
2
1,540 sqft
PITI Monthly
$1,679.78 /mo

Listing courtesy of: Jason L Bond, Realty ONE Group

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,190 /mo
$1,946 /mo

What's Special

INVESTORS
SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
PATIO
CHARMING
SOLAR PANELS

OWNED SOLAR! This charming single-story, 4-bedroom, 2-bathroom home offers an open-concept living area with a modern kitchen featuring stainless steel appliances and a breakfast bar. The spacious master suite includes a private en-suite bathroom and walk-in closet. Enjoy the private, fully fenced backyard with a covered patio, perfect for outdoor relaxation. The attached two-car garage provides ample storage. With owned solar panels, a soft water system, and gas, you'll enjoy energy efficiency and comfort. Located in a great neighborhood, near shopping, dining, and major highways, this home is ideal for families or investors.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,679.78/mo
Estimated Loan Balance
$279,766
Cash to close
$54,331
Interest Paid
$27,566

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: UNKNOWN

Community & HOA

Community
  • Subdivision: MCCARTNEY RANCH PARCEL 5
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: McCartney Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $77
  • HOA Frequency: $Monthly
Location
  • Region: Casa Grande

Financial Details

  • Price per Sqft: $207.79
  • Tax Annual Amount: $1631
  • On Market Date: 2025-04-08T01:40:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $54,331 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $54,331!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$265,668
Your Cash$54,331
Total Purchase Price:$319,999

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,190/mo
Traditional @ 7.15%
$2,018/mo
You save $828/month ($9,941/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6847824

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-09T20:14:50.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,190 /mo
$1,946 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,331 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $54,331!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$265,668
Your Cash$54,331
Total Purchase Price:$319,999

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,190/mo
Traditional @ 7.15%
$2,018/mo
You save $828/month ($9,941/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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