Bobi Hernandez

Bobi Hernandez

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$410,000

($94,563 down)
FHA

6555 Eden Avenue, Winton, CA 95388

4
2
1,705 sqft
PITI Monthly
$2,261.99 /mo

Listing courtesy of: Alifonso Mendoza, American Realty

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,441 /mo
$2,321 /mo

What's Special

REMODELED
DINING
SPACIOUS
MODERN
FIREPLACE
PATIO

Welcome to 6555 Eden Ave – Where Comfort Meets Convenience! Ideally situated with easy access to Santa Fe and just down the street from Winfield Elementary School, this well-maintained home offers a blend of charm, functionality, and modern updates. Step inside to find a spacious layout featuring both a separate living room and family room. The inviting family room showcases a classic brick fireplace and ceiling fan for year-round comfort. The updated kitchen (remodeled in 2019) is a chef’s delight, complete with a center island, stylish tile countertops and backsplash, and a generous walk-in pantry. Adjacent to the kitchen is a formal dining room enhanced by a ceiling fan, ideal for hosting dinners and celebrations. This home offers four comfortably sized bedrooms, each equipped with ceiling fans. The hallway bathroom includes a convenient shower stall, while the primary suite features its own private bathroom with a walk-in shower. Additional highlights include an indoor laundry area with built-in cabinetry and a spacious backyard with a large concrete slab and covered patio perfect for outdoor entertaining, barbecues, or relaxing evenings. Solar!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,261.99/mo
Estimated Loan Balance
$317,417
Cash to close
$94,563
Interest Paid
$36,644

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Winton

Financial Details

  • Price per Sqft: $240.47
  • Tax Annual Amount: $5125
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $94,563 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $94,563!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$315,437
Your Cash$94,563
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,441/mo
Traditional @ 7.15%
$2,408/mo
You save $966/month ($11,594/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25082640

Listing From:

Last updated: 2025-04-15T18:57:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,441 /mo
$2,321 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,563 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $94,563!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$315,437
Your Cash$94,563
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,441/mo
Traditional @ 7.15%
$2,408/mo
You save $966/month ($11,594/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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