Bobi Hernandez

Bobi Hernandez

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$520,000

($190,740 down)
VA

6479 Black Hills Avenue, Loveland, CO 80538

3
2
1,316 sqft
PITI Monthly
$1,845.96 /mo

Listing courtesy of: Deb Youngbluth, Real

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,489 /mo
$2,444 /mo

What's Special

SHOPPING
DINING
MOVE-IN READY
DECK
MOUNTAIN VIEWS

Welcome to this beautifully maintained ranch-style home nestled in a desirable Loveland neighborhood with no metro tax! Boasting 3 bedrooms, 2 full bathrooms, and over 2,500 square feet of living space, this home features an open floor plan that's perfect for entertaining. Enjoy stunning mountain views from your back deck and backyard, along with ample natural light that flows throughout the home. The kitchen opens to the dining and living areas, making it ideal for gatherings. Step outside to a private yard, perfect for relaxation or outdoor dining. Located just minutes from parks, shopping, and dining, this home offers the perfect balance of comfort and convenience. Don't miss your chance to own this move-in ready gem in the heart of Loveland! Professional Photos coming soon

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,845.96/mo
Estimated Loan Balance
$331,402
Cash to close
$190,740
Interest Paid
$38,910

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Copper Ridge 1st Sub
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Copper Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $550
  • HOA Frequency: $Annually
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $395.14
  • Tax Annual Amount: $2289
  • On Market Date: 2025-04-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $190,740 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $190,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$329,260
Your Cash$190,740
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,489/mo
Traditional @ 7.15%
$2,535/mo
You save $1,046/month ($12,554/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1031197

Listing From: recolorado

Last updated: 2025-04-16T04:21:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,489 /mo
$2,444 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $190,740 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $190,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$329,260
Your Cash$190,740
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,489/mo
Traditional @ 7.15%
$2,535/mo
You save $1,046/month ($12,554/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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