Bobi Hernandez

Bobi Hernandez

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Active

$405,000

($157,728 down)
FHA

645 Emery Loop, Fort Garland, CO 81133

3
3
2,016 sqft
PITI Monthly
$1,717.54 /mo

Listing courtesy of: Michelle Shrout, Re/Max of Pueblo Inc.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,183 /mo
$1,857 /mo

What's Special

GATED COMMUNITY
SERENE
DINING
LUXURY
FIREPLACE
DECK
MOUNTAIN VIEWS
COZY

Discover your perfect retreat in this stunning 2,016 square foot, 3-bedroom, 3-bathroom home. The home is nestled in a serene and private gated community. This two-story home offers breathtaking mountain views, providing the ideal setting for tranquility and relaxation. Step inside to find beautiful hardwood flooring throughout, accentuating the expansive living spaces. The kitchen seamlessly connects to the dining room, making it an entertainer's delight. Unwind by the cozy fireplace in the living room, or take advantage of the covered front and back deck, ideal for soaking in the beautiful surroundings. Experience the perfect blend of privacy, luxury, and picturesque scenery in a setting that offers everything you've been looking for. Home has it's own well, surveyed in 2020, and septic cleaned in 2023.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,717.54/mo
Estimated Loan Balance
$272,907
Cash to close
$157,728
Interest Paid
$38,590

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air, Propane, Wood Stove
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning Stove
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Wood
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Wood
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Forbes Park
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Forbes Park Land Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $319
  • HOA Frequency: $Annually
Location
  • Region: Fort Garland

Financial Details

  • Price per Sqft: $200.89
  • Tax Annual Amount: $2278.96
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,728 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $157,728!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$247,272
Your Cash$157,728
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,183/mo
Traditional @ 7.15%
$1,926/mo
You save $743/month ($8,918/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC1704582

Listing From: recolorado

Last updated: 2025-04-08T18:40:23.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,183 /mo
$1,857 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,728 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $157,728!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$247,272
Your Cash$157,728
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,183/mo
Traditional @ 7.15%
$1,926/mo
You save $743/month ($8,918/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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