Bobi Hernandez

Bobi Hernandez

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$598,000

($598,000 down)
FHA

6437 Crail Way, Valley Springs, CA 95252

3
3
3,251 sqft
PITI Monthly
$796.09 /mo

Listing courtesy of: Caprice M Butzler, Busy Bee Realty

Assumed Rate

%
7.15%

Principal & Interest

$571 /mo
$859 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
PATIO

Expansive single story floorplan offers 3251 sq. ft. of living space plus two car attached garage! This home is perfect for entertaining and hosting large gatherings. Living room, spacious kitchen, hall bath, two spare bedrooms, primary bedroom and bath on one end of the home. On the opposite end you will find a great room complete with a mini bar, formal dining room, office, extra room, inside laundry room and bathroom. Some interior features include vaulted ceilings, freestanding gas log fireplace, laminate flooring, double door entry ways, skylight, granite countertops and SS appliances in the kitchen and so much more. Two zoned HVAC units and owned 60 panel solar system help reduce energy costs. Located on all usable low maintenance 1.11 acre with fenced back yard and large patio areas. Plenty of room for RV and extra parking plus secondary access to the back of the property. Included are the hot tub, swim spa and large storage shed. Virtual staging used in photos.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
Remaining Loan Term
28 years, 7 months
Monthly PITI
$796.09/mo
Estimated Loan Balance
$154,696
Cash to close
$598,000
Interest Paid
$0

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, MultiUnits, MultiZone
  • Heating: Central, Propane Stove, MultiUnits, MultiZone, Natural Gas
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Free Standing, Gas Log
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Partial Cross, Wire, Fenced, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Stucco, Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Annually
Location
  • Region: Valley Springs

Financial Details

  • Price per Sqft: $183.94
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:08:20.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $598,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $598,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$598,000
Total Purchase Price:$598,000

Assumed vs Traditional Mortgage

Assumed @ %
$571/mo
Traditional @ 7.15%
$891/mo
You save $320/month ($3,839/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225024570

Listing From: MLS Metrolist

Last updated: 2025-03-07T21:18:01.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

%
7.15%

Principal & Interest

$571 /mo
$859 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $598,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $598,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$598,000
Total Purchase Price:$598,000

Assumed vs Traditional Mortgage

Assumed @ %
$571/mo
Traditional @ 7.15%
$891/mo
You save $320/month ($3,839/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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