Bobi Hernandez

Bobi Hernandez

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$635,000

($283,443 down)
FHA

610 E Baseline Road, Lafayette, CO 80026

3
2
1,532 sqft
PITI Monthly
$2,271.81 /mo

Listing courtesy of: Taylor Kyner, eXp Realty, LLC

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,577 /mo
$2,612 /mo

What's Special

MODERN
HOME OFFICE
CHARMING
EFFICIENT

Picture this: you're living in a charming, modern dream home, just a five-minute bike ride from the vibrant heartbeat of downtown Lafayette. Every morning starts with the scent of fresh espresso from East Simpson Coffee or breakfast at Tangerine, and by evening, the glow from the Community Supper Club into the streets as the neighborhood hums with live music, laughter, and the clink of wine glasses. Then BAM, reality hits you, this is YOUR home. Your beautiful, magnificent home that your friends and family are going to fill with laughter - all year long. With mature landscaping and a smart layout, this home doesn’t just blend into the background—it stands out. And that’s a good thing! Offering functionality and efficient living - this home is smart, no space goes wasted- the primary bedroom has hook-ups for its own washing machine and dryer and is only steps from the main floor secondary bedroom, or work from home space. Utilize the basement as an additional income stream as a rental unit with its own access from the backyard, its own bath, kitchenette, washing machine, dryer and amenities. Don’t need the rental unit right away? Use it as a guest suite, a great home office with snack space (because we all need this), embrace the creativity in Lafayette and use it as an art studio, or teen hangout until you’re ready to list it. You’ve got options!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,271.81/mo
Estimated Loan Balance
$450,188
Cash to close
$283,443
Interest Paid
$40,532

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Old Town Lafayette
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lafayette

Financial Details

  • Price per Sqft: $414.49
  • Tax Annual Amount: $3055
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $283,443 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $283,443!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$351,557
Your Cash$283,443
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,577/mo
Traditional @ 7.15%
$2,709/mo
You save $1,133/month ($13,591/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7121841

Listing From: recolorado

Last updated: 2025-04-15T19:41:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,577 /mo
$2,612 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $283,443 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $283,443!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$351,557
Your Cash$283,443
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,577/mo
Traditional @ 7.15%
$2,709/mo
You save $1,133/month ($13,591/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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