Bobi Hernandez

Bobi Hernandez

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$499,000

($40,772 down)
VA

5885 El Cajon Blvd UNIT 205, San Diego, CA 92115

2
2
1,123 sqft
PITI Monthly
$3,589.99 /mo

Listing courtesy of: Michelle O'Neill, eXp Realty of Southern California, Inc.

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,904 /mo
$3,178 /mo

What's Special

INVESTORS
LOCATION
GATED COMMUNITY
SPACIOUS
LUXURY
PATIO

Welcome to The Aspens, a gated community offering the perfect blend of convenience, privacy, & vibrant urban living just minutes from SDSU. This thoughtfully designed 2-bedroom, 2-bath condo is ideal for roommates, first-time buyers, or savvy investors seeking a prime rental opportunity near one of San Diego’s most popular campuses. The unit’s smart layout provides maximum privacy with spacious bedrooms on opposite ends, each featuring ample closet space. Enjoy the luxury of in-unit laundry, all essential appliances, and your own private patio accessible from both the living room and primary bedroom. Unit comes with 1 assigned space and option for a second space with a small monthly fee. The unbeatable location means you can walk to nearby grocery stores, restaurants & shops or reach Downtown San Diego or the beach in just 15 minutes via the 8 and 94 Freeways. For those relying on public transit, the SDSU Transit Center is just around the corner. Whether you’re looking to settle into your own space, share with a roommate, or invest in a high-demand rental, this condo delivers convenience, comfort, and endless potential. Schedule your tour today and discover why The Aspens is such a sought-after community! Possible assumable rate for VA buyers.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$3,589.99/mo
Estimated Loan Balance
$459,740
Cash to close
$40,772
Interest Paid
$60,744

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Other
  • Roof: Shingle
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: The Aspens
  • HOA Amenities: Unknown
  • HOA Fee: $583
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $444.35
  • Tax Annual Amount: $6237.5
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,772 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $40,772!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$458,228
Your Cash$40,772
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,904/mo
Traditional @ 7.15%
$3,297/mo
You save $393/month ($4,719/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024175SD

Listing From:

Last updated: 2025-04-15T23:01:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,904 /mo
$3,178 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,772 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $40,772!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$458,228
Your Cash$40,772
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,904/mo
Traditional @ 7.15%
$3,297/mo
You save $393/month ($4,719/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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