Bobi Hernandez

Bobi Hernandez

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$425,000

($66,726 down)
VA

5880 135th Street N, Hugo, MN 55038

3
2
2,278 sqft
PITI Monthly
$2,392.36 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,058 /mo
$2,523 /mo

What's Special

SERENE
SPACIOUS
CUSTOM BUILT
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
FIREPLACE
SOAKING TUB
PATIO
LANDSCAPED

Welcome to this beautifully maintained home, offering a perfect blend of comfort, style, and functionality in a serene setting. Nestled on a private shoreline overlooking a tranquil pond, this property provides peaceful views and a rare sense of privacy. Step inside to discover views of all 3 levels! There large foyer lead to the spacious kitchen featuring stainless steel appliances, space for an eat-in table and ample counterspace for all your cooking needs. Upstairs, you'll find a wonderful living room with glimmering hardwood floors, custom built-in shelves and stunning views out of the pond. There are three generously sized bedrooms, including a luxurious primary suite with a walk-through bath featuring double sinks, a separate soaking tub and shower, and a skylight that floods the space with natural light. The expansive lower level boasts a wood-burning fireplace and ample space for a family room and recreation space. The walkout basement leads to a vaulted three-season porch, finished with rich cedar walls and ceiling and is the perfect retreat for relaxing while enjoying nature year-round. This home boasts incredible curb appeal including a full paver driveway with decorative nuances, a stamped concrete patio and apron, and a beautifully landscaped yard that extends to the water's edge. Located in a sought-after neighborhood, this home offers both privacy and convenience—an exceptional opportunity you won’t want to miss.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,392.36/mo
Estimated Loan Balance
$384,238
Cash to close
$66,726
Interest Paid
$52,683

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Circulating, Family Room, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Architectural Shingle, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water - In Street
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Architectural Shingle, Asphalt, Pitched
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Birch Tree Ponds 4th Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Hugo

Financial Details

  • Price per Sqft: $186.57
  • Tax Annual Amount: $2214
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $66,726 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $66,726!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$358,274
Your Cash$66,726
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,058/mo
Traditional @ 7.15%
$2,617/mo
You save $559/month ($6,706/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6698162

Listing From: northstar

Last updated: 2025-04-14T22:54:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,058 /mo
$2,523 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $66,726 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $66,726!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$358,274
Your Cash$66,726
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,058/mo
Traditional @ 7.15%
$2,617/mo
You save $559/month ($6,706/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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