Bobi Hernandez

Bobi Hernandez

Property SearchContact
primary-1
primary-2primary-3
Active

$1,600,000

($1,186,780 down)
FHA

554 Taylor Street, Vista, CA 92084

4
N/A
1,880 sqft
PITI Monthly
$4,657.92 /mo

Listing courtesy of: Fernando Delgado, Scott Shields, REALTOR

Assumed Rate

3.71%
7.15%

Principal & Interest

$2,333 /mo
$3,419 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
DECK
PATIO
COZY
SOLAR PANELS

Welcome to your 2.43 Acre piece of paradise. Nestled in the County of Vista This 4-bedroom 2 full bath has lots to offer. As you walk up to front of the house on the right you will see a huge deck for those barbeques and beautiful sunset gatherings. Also, you have a whispering creek year a round that runs through the lower half of the property. As you walk in, to the left you have a fireplace for those cozy nights. To the left a large family room. Next, the dining room and kitchen offer an open space to entertain guest from the kitchen with no walls in between. The kitchen offers upgraded appliances including a high-tech Refrigerator. Through the kitchen you come to a bonus room for your office needs or hobby interest. Then through the hallway you will find the guest bath and the 3 spacious bedrooms guest bath and OfCourse your master bedroom and bath. This home comes with 26 Solar Panels that can cover your yearly electric bill. Then you have a 600 sq. ft. Granny Flat outside built in 2017 with its own kitchen, bathroom and a patio that offers income or guest to stay with you. Large RV Parking and multiple parking spots. This property offers many options from Multiple homes, Vineyards, Horse boarding, and options for multiple Livestock. It's a must see! The options are unlimited.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.71
Remaining Loan Term
21 years, 6 months
Monthly PITI
$4,657.92/mo
Estimated Loan Balance
$514,993
Cash to close
$1,186,780
Interest Paid
$146,033

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 0
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type:
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills
HOA
  • Has HOA: No
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $851.06
  • Tax Annual Amount: $20000
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,186,780 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $1,186,780!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$413,220
Your Cash:$1,186,780
Total Purchase Price:$1,600,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$2,333/mo
Traditional @ 7.15%
$3,546/mo
You save $1,213/month ($14,562/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502668

Listing From:

Last updated: 2025-04-15T23:16:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.71%
7.15%

Principal & Interest

$2,333 /mo
$3,419 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,186,780 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $1,186,780!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$413,220
Your Cash:$1,186,780
Total Purchase Price:$1,600,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$2,333/mo
Traditional @ 7.15%
$3,546/mo
You save $1,213/month ($14,562/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.