Bobi Hernandez

Bobi Hernandez

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$460,000

($58,339 down)
FHA

5544 W HARDTACK Trail, Laveen, AZ 85339

3
2
1,755 sqft
PITI Monthly
$3,202.38 /mo

Listing courtesy of: Beth M Rider, Keller Williams Arizona Realty

Assumed Rate

7.44%
7.15%

Principal & Interest

$2,828 /mo
$2,747 /mo

What's Special

DINING
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO

This original-owner home offers 3 bedrooms & 2 baths in 1755 SqFt with an open great room layout. The eat-in kitchen has shaker-style maple soft-close cabinetry with hardware, Quartz countertops, a farmhouse sink, stainless steel appliances, including a gas range, a pantry, and a breakfast bar for casual dining. Enjoy R/o filtration! The great room has wood laminate flooring, wall cable pass-through to hide cords and wires, in-ceiling speakers for surround sound, and sliding doors leading out to the covered patio and low-maintenance backyard with artificial turf for kids and pets to play on. The primary bedroom has an en-suite bath with dual sink vanity, spa-shower with rain shower head, and a walk-in closet. The hall bath also has dual sinks and a tub/shower combo. Other features include matching cabinets and countertops throughout, comfort height toilets, 5-inch baseboards, designer wall treatments, storage closets in the hallway, upgraded lighting fixtures and ceiling fans, framed mirrors in both baths, soft water system, stone exterior elevation, gas line in backyard for grill, and a 3-car tandem epoxy garage with paver driveway and sidewalk.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.44
Remaining Loan Term
28 years, 9 months
Monthly PITI
$3,202.38/mo
Estimated Loan Balance
$402,990
Cash to close
$58,339
Interest Paid
$37,627

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: TAYLOR MORRISON

Community & HOA

Community
  • Subdivision: TIERRA MONTANA PARCEL 6
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Tierra Montana
  • HOA Amenities: Unknown
  • HOA Fee: $121
  • HOA Frequency: $Monthly
Location
  • Region: Laveen

Financial Details

  • Price per Sqft: $262.11
  • Tax Annual Amount: $260
  • On Market Date: 2025-04-15T17:10:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $58,339 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $58,339!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$401,661
Your Cash$58,339
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$2,828/mo
Traditional @ 7.15%
$2,850/mo
You save $22/month ($267/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6851774

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-15T19:32:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.44%
7.15%

Principal & Interest

$2,828 /mo
$2,747 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,339 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $58,339!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$401,661
Your Cash$58,339
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$2,828/mo
Traditional @ 7.15%
$2,850/mo
You save $22/month ($267/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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