Bobi Hernandez

Bobi Hernandez

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$369,900

($113,997 down)
VA

4802 E Grace Lake Road SE, Bemidji, MN 56601

4
3
3,136 sqft
PITI Monthly
$1,476.99 /mo

Listing courtesy of: , Better Homes and Gardens Real Estate First Choice

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,185 /mo
$1,884 /mo

What's Special

LOCATION
OPEN CONCEPT
ENTERTAINMENT
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER

Great location right across the road from Grace Lake, and near the Grace Lake public access! Modular 4-bedroom, 3 full bath home, ready to move in. Home features open concept floor plan, large primary suite with large soaking tub and separate shower, large walk-in closet. Two additional bedrooms on the main floor along with main floor laundry. The basement features 9 foot ceilings, large family room, storage room and open area for games and entertainment, a fourth bedroom and additional laundry room. This home is situated on 7+ acres and has a 3+ detached (insulated and heated) garage, and 1 car detached garage (currently being used as a chicken coop). Property is adjacent to hundreds of acres of state land.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,476.99/mo
Estimated Loan Balance
$267,910
Cash to close
$113,997
Interest Paid
$31,428

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Heat Pump
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Bemidji

Financial Details

  • Price per Sqft: $117.95
  • Tax Annual Amount: $1700
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $113,997 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $113,997!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$255,903
Your Cash$113,997
Total Purchase Price:$369,900

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,185/mo
Traditional @ 7.15%
$1,955/mo
You save $769/month ($9,232/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6700353

Listing From: northstar

Last updated: 2025-04-10T10:06:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,185 /mo
$1,884 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $113,997 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $113,997!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$255,903
Your Cash$113,997
Total Purchase Price:$369,900

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,185/mo
Traditional @ 7.15%
$1,955/mo
You save $769/month ($9,232/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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