Bobi Hernandez

Bobi Hernandez

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$439,700

($186,935 down)
FHA

4655 N Stoddard Avenue, San Bernardino, CA 92407

2
1
850 sqft
PITI Monthly
$2,091.97 /mo

Listing courtesy of: CELINA NORIEGA, BLUESTONE REALTY

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,284 /mo
$1,903 /mo

What's Special

REMODELED
SPACIOUS
MODERN
CHARMING
COZY

Welcome to this beautifully updated single family home nestled on a tree lined street in one of San Bernardino's most charming neighborhoods. Built in 1948, this 850 sq. ft. gem has been remodeled within the last 5 yrs, blending classic character with modern upgrades. The home features two cozy bedrooms, one full bathroom, and a bright, inviting living space. The kitchen boasts contemporary finishes and updated appliances, making it both functional and stylish. Step outside to enjoy a spacious backyard perfect for relaxing, entertaining, or even future expansion. Additional highlights include a detached garage and a generous lot with plenty of room to garden, play or simply unwind. Whether your a fist time home buyer or looking to downsize in comfort, this home offers a an opportunity to leave in a peaceful setting with easy access to local amenities, schools, and freeways.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$2,091.97/mo
Estimated Loan Balance
$254,321
Cash to close
$186,935
Interest Paid
$49,310

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Dual
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer, Unknown
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $517.29
  • Tax Annual Amount: $5496.25
  • On Market Date: 2025-04-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $186,935 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $186,935!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$252,765
Your Cash$186,935
Total Purchase Price:$439,700

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,284/mo
Traditional @ 7.15%
$1,974/mo
You save $690/month ($8,279/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25073757

Listing From:

Last updated: 2025-04-10T13:55:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,284 /mo
$1,903 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $186,935 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $186,935!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$252,765
Your Cash$186,935
Total Purchase Price:$439,700

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,284/mo
Traditional @ 7.15%
$1,974/mo
You save $690/month ($8,279/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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