Bobi Hernandez

Bobi Hernandez

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$499,000

($107,697 down)
FHA

45522 Andale Avenue, Lancaster, CA 93535

4
2
1,327 sqft
PITI Monthly
$3,446.41 /mo

Listing courtesy of: Salvador Monteon, Luxury Collective

Assumed Rate

6.85%
7.15%

Principal & Interest

$2,580 /mo
$2,659 /mo

What's Special

REMODELED
SERENE
PATIO
QUIET NEIGHBORHOOD
SAFE
SOLAR PANELS

Like New Construction! Serene and in complete move in ready condition with recessed lighting throughout. Quiet neighborhood just minutes from freeway. New security system with doorbell camera, outdoor cameras and door/window sensors to allow you to rest assure when away. Brand new furnace to keep your home warm during those cold nights. New play structure for your kids to enjoy along with mulch around play area for a safer play space. Newer gate has just been installed with new electrical motor for automatic gate access. Plenty of parking space for all your vehicles to include your guest your large driveway, as well as secured RV Parking or space for you jet ski trailer with a second gate for privacy. Clean layout that includes a small bar with a mini fridge and office nook to work from home. Title shows 4 bedrooms, walls were taken down to open up living room. Major house renovations were done with permits. Newer roof, windows, floors, kitchen, garbage disposal, remodeled bathrooms, water heater along with new flex lines and shut off valve, along with newer electrical breakers and an additional new electrical breaker installed specifically for refrigerator. Newer garage with epoxy floor, newer water pressure regulator, covered patio for plenty of backyard shade for your family and guest. Home has just had solar panels installed.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.85
Remaining Loan Term
29 years, 6 months
Monthly PITI
$3,446.41/mo
Estimated Loan Balance
$391,989
Cash to close
$107,697
Interest Paid
$13,455

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment, Gas
  • Heating: Central, Solar
Features
  • Materials: Drywall, Concrete, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block, GoodCondition, Wood, WroughtIron
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Drywall, Concrete, CopperPlumbing
  • Roof: Shingle
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, StreetLights
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $376.04
  • Tax Annual Amount: $6237.5
  • On Market Date: 2025-04-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $107,697 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $107,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$391,303
Your Cash$107,697
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$2,580/mo
Traditional @ 7.15%
$2,758/mo
You save $178/month ($2,141/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25080931

Listing From:

Last updated: 2025-04-16T02:05:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.85%
7.15%

Principal & Interest

$2,580 /mo
$2,659 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $107,697 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $107,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$391,303
Your Cash$107,697
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$2,580/mo
Traditional @ 7.15%
$2,758/mo
You save $178/month ($2,141/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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