Bobi Hernandez

Bobi Hernandez

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$419,000

($67,553 down)
FHA

4242 Gatson Street, Bakersfield, CA 93314

3
2
1,380 sqft
PITI Monthly
$3,118.77 /mo

Listing courtesy of: Carlos Garcia, Luxury Collective

Assumed Rate

7.06%
7.15%

Principal & Interest

$2,370 /mo
$2,392 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
LANDSCAPED
CHARMING

**Charming Ranch-Style Home on Half Acre** Discover this delightful ranch-style home featuring 3 spacious bedrooms and 2 bathrooms. Enjoy natural light in the sunroom, and prepare meals in the beautifully updated kitchen with granite countertops. Fresh new carpet is being installed in the bedrooms, complemented by a fresh coat of paint throughout the entire home. The extended two-car garage offers additional space for a gym or work area, while the 29x29 storage area with a convenient roll-up door provides ample room for all your belongings. Step outside to find stables in the back, complete with a charming barn-style shed and RV parking. The landscaped backyard is perfect for relaxation and entertaining. This property has so much to offer—it's a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.06
Remaining Loan Term
29 years, 3 months
Monthly PITI
$3,118.77/mo
Estimated Loan Balance
$351,748
Cash to close
$67,553
Interest Paid
$18,687

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Wood, Wire
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $303.62
  • Tax Annual Amount: $5237.5
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $67,553 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $67,553!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$351,447
Your Cash$67,553
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$2,370/mo
Traditional @ 7.15%
$2,481/mo
You save $111/month ($1,328/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25062837

Listing From:

Last updated: 2025-04-11T15:52:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.06%
7.15%

Principal & Interest

$2,370 /mo
$2,392 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,553 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $67,553!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$351,447
Your Cash$67,553
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$2,370/mo
Traditional @ 7.15%
$2,481/mo
You save $111/month ($1,328/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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