Bobi Hernandez

Bobi Hernandez

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$399,000

($197,476 down)
FHA

4214 Berryesa Avenue, Merced, CA 95348

3
3
1,555 sqft
PITI Monthly
$1,688.39 /mo

Listing courtesy of: Teri Kleinen, BHGRE Everything Real Estate

Assumed Rate

3.16%
7.15%

Principal & Interest

$964 /mo
$1,513 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
GRANITE COUNTERTOPS

4214 Berryesa Ave – Pride of ownership shows throughout. Welcome to this well-kept 3-bedroom, 2.5-bath home in the highly desirable Bellevue Ranch neighborhood of North Merced. Pride of ownership shines throughout, with fresh new carpet upstairs and thoughtful touches that make this place feel like home. The kitchen features granite countertops, a pantry for extra storage, and an easy flow into the main living area—great for everyday living and entertaining. Upstairs, you'll find all three bedrooms, including a spacious primary suite. Step outside to a large backyard with plenty of space to unwind or host. There’s a pergola for shaded lounging and a handy shed for extra storage or weekend projects. Located close to shopping, restaurants, Mercy Medical Center, and just minutes from the UC Merced CatTracks bus line, this home is in a prime location for both convenience and comfort.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,688.39/mo
Estimated Loan Balance
$286,817
Cash to close
$197,476
Interest Paid
$31,450

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $256.59
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $197,476 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $197,476!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$201,524
Your Cash$197,476
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$964/mo
Traditional @ 7.15%
$1,570/mo
You save $606/month ($7,268/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25082105

Listing From:

Last updated: 2025-04-15T19:44:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$964 /mo
$1,513 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $197,476 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $197,476!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$201,524
Your Cash$197,476
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$964/mo
Traditional @ 7.15%
$1,570/mo
You save $606/month ($7,268/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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