Bobi Hernandez

Bobi Hernandez

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$895,000

($351,927 down)
VA

4122 Alabar Way, Oceanside, CA 92056

4
3
1,539 sqft
PITI Monthly
$3,815.1 /mo

Listing courtesy of: Ann Tasias Patounas, Mastiha Inc

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,666 /mo
$3,884 /mo

What's Special

REMODELED
LOCATION
DINING
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
PATIO
PLAYGROUND
CUL-DE-SAC
COZY
SOLAR PANELS

Exceptional Oceanside gem! Just 15 minutes from the beach. This move-in-ready home offers the perfect blend of comfort and convenience. Located near top-rated schools, parks, shops, and with easy freeway access, this property is in a prime location. Property Features: 4 Bedrooms, 2.5 Baths - Spacious 1,539 sq. ft. layout. Modern open floor plan. Maintenance-friendly backyard with a bonus private patio off the dining room, both accessible via large sliding glass doors. Cozy fireplace in the front room. Stylish Interior Upgrades: Remodeled kitchen featuring a large granite island, crown molding, and all appliances included. Updated bathrooms, with the second bath boasting a skylight. Plush carpeting on second level with an upgraded pad installed in 2024. Beautiful hardwood flooring downstairs and freshly repainted home. Roof replaced in 2018; 11 solar panels installed in 2019 (fully paid off) for significant savings on electricity. Double- pane windows enhance energy efficiency and reduce noise. - Possible assumable mortgage for approximately $546,000 at 4.133% Outdoor Amenities: Situated at the end of a quiet, extra-wide cul-de-sac with a rare, assigned extra parking space. 2-car garage. 8' x 10' shed in the backyard. Community Highlights - Low HOA fee includes front yard maintenance and access to two playgrounds. Bright motion- detecting lights installed at the front and back, with a solar motion light along the walkway. Additional Features: Attic cleaned and insulated with R-38 in 2023; ducts repaired and furnace and AC inspected. New hot water heater installed. Kitchen includes a water filter for cold water. Luxurious Bedrooms - Large primary bedroom with a spacious walk-in closet. Dual sinks and an oversized walk-in shower in the primary bathroom. Mirrored closet doors in the other three bedrooms. This remarkable home offers comfort, modern upgrades, and eco-friendly benefits, all within a fantastic Oceanside location. Don't miss the chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,815.1/mo
Estimated Loan Balance
$547,851
Cash to close
$351,927
Interest Paid
$61,390

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Emerald Point
  • HOA Amenities: Unknown
  • HOA Fee: $160
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $581.55
  • Tax Annual Amount: $11187.5
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $351,927 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $351,927!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$543,073
Your Cash$351,927
Total Purchase Price:$895,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,666/mo
Traditional @ 7.15%
$4,028/mo
You save $1,362/month ($16,346/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022119SD

Listing From:

Last updated: 2025-04-14T02:37:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,666 /mo
$3,884 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $351,927 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $351,927!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$543,073
Your Cash$351,927
Total Purchase Price:$895,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,666/mo
Traditional @ 7.15%
$4,028/mo
You save $1,362/month ($16,346/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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