Bobi Hernandez

Bobi Hernandez

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$649,000

($482,090 down)
FHA

4022 Cocina Lane, Palmdale, CA 93551

4
3
2,333 sqft
PITI Monthly
$2,046.4 /mo

Listing courtesy of: Manny Gonzalez, GoPro Realty, Inc.

Assumed Rate

3.35%
7.15%

Principal & Interest

$1,037 /mo
$1,589 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS

Welcome to your dream home in one of West Palmdale’s most desirable neighborhoods! Perfectly situated near the golf course, schools, parks, shopping, and dining, this spacious 4-bedroom, 2.5-bath beauty offers the ideal blend of comfort and convenience, Step into an inviting, move-in-ready space featuring a bright and open layout, quality appliances, and plenty of room for the whole family. The backyard is an entertainer’s paradise complete with a sparkling pool and spa, lush green landscaping, and plenty of space for weekend BBQs or relaxing under the stars. Don’t miss this incredible opportunity to own a pool home in a fantastic West Palmdale location. Come see it today and fall in love!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.35
Remaining Loan Term
17 years, 11 months
Monthly PITI
$2,046.4/mo
Estimated Loan Balance
$172,784
Cash to close
$482,090
Interest Paid
$82,540

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Palmdale

Financial Details

  • Price per Sqft: $278.18
  • Tax Annual Amount: $8112.5
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $482,090 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $482,090!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$166,910
Your Cash:$482,090
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$1,037/mo
Traditional @ 7.15%
$1,649/mo
You save $612/month ($7,338/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25080386

Listing From:

Last updated: 2025-04-15T21:08:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$1,037 /mo
$1,589 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $482,090 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $482,090!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$166,910
Your Cash:$482,090
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$1,037/mo
Traditional @ 7.15%
$1,649/mo
You save $612/month ($7,338/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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