Bobi Hernandez

Bobi Hernandez

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$399,000

($70,914 down)
FHA

375 Hillcrest Avenue, Oroville, CA 95966

4
2
1,550 sqft
PITI Monthly
$2,300.23 /mo

Listing courtesy of: Jake Engasser, Table Mountain Realty, Inc.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,478 /mo
$2,448 /mo

What's Special

STAINLESS STEEL APPLIANCES
DECK
LANDSCAPED

Welcome to your dream home! Nestled on just under 1 acre of land in the desirable East Oroville area just minutes from the lake, this beautiful 4-bedroom, 2-bathroom house offers breathtaking views. The expansive back deck, which also features a hot tub, is the focal point of this home and is the ideal place to enjoy these views of the valley, the remarkable sunsets, the city lights, and Table Mountain! This property is tastefully landscaped around the home and also includes a fenced area along with multiple storage sheds. Enjoy privacy with plenty distance between neighbors. Additionally, there is ample parking for your vehicles and toys with a covered carport and a pull through, gravel driveway. Inside the home you'll find an updated kitchen with freshly painted cabinets and stainless steel appliances. Central heating and air will keep you comfy along with a wood burning stove in the living room. Don't miss out on this perfect blend of comfort and nature.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,300.23/mo
Estimated Loan Balance
$330,985
Cash to close
$70,914
Interest Paid
$38,746

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Fishing, Hiking, HorseTrails, Lake
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $257.42
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $70,914 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $70,914!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$328,086
Your Cash$70,914
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,478/mo
Traditional @ 7.15%
$2,540/mo
You save $1,062/month ($12,739/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR25080017

Listing From:

Last updated: 2025-04-12T14:24:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,478 /mo
$2,448 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $70,914 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $70,914!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$328,086
Your Cash$70,914
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,478/mo
Traditional @ 7.15%
$2,540/mo
You save $1,062/month ($12,739/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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