Bobi Hernandez

Bobi Hernandez

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$285,000

($25,596 down)
FHA

360 S OAK Street, Florence, AZ 85132

3
2
1,150 sqft
PITI Monthly
$2,152.31 /mo

Listing courtesy of: Chris Carter-Kent, Compass

Assumed Rate

6.49%
7.15%

Principal & Interest

$1,686 /mo
$1,803 /mo

What's Special

GRANITE COUNTERTOPS
WALK-IN CLOSET
LANDSCAPED

This 3-bed, 2-bath home combines simplicity and quality. It features a stunning two-tone exterior, coach lights, and a landscaped front yard. The attached 2-car garage has a Wi-Fi-enabled door opener. Inside, the family room is bright with natural light, while the chef-ready kitchen boasts stainless steel Whirlpool® appliances, granite countertops, and a breakfast bar. The master bedroom fits king-size furniture and includes a walk-in closet and private bathroom.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.49
Remaining Loan Term
27 years, 8 months
Monthly PITI
$2,152.31/mo
Estimated Loan Balance
$280,557
Cash to close
$25,596
Interest Paid
$39,910

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile, Concrete
Condition
  • Year Built: 2021
Details
  • Builder: LGI Homes

Community & HOA

Community
  • Subdivision: SUNRISE ESTATES PHASE 2
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Sunrise Estates
  • HOA Amenities: Unknown
  • HOA Fee: $52
  • HOA Frequency: $Monthly
Location
  • Region: Florence

Financial Details

  • Price per Sqft: $247.83
  • Tax Annual Amount: $1530
  • On Market Date: 2025-04-10T05:10:06.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $25,596 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $25,596!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.49% Sellers Rate
$259,404
Your Cash$25,596
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 6.49%
$1,686/mo
Traditional @ 7.15%
$1,870/mo
You save $185/month ($2,216/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6849067

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-15T13:11:04.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.49%
7.15%

Principal & Interest

$1,686 /mo
$1,803 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $25,596 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $25,596!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.49% Sellers Rate
$259,404
Your Cash$25,596
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 6.49%
$1,686/mo
Traditional @ 7.15%
$1,870/mo
You save $185/month ($2,216/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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