Bobi Hernandez

Bobi Hernandez

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$450,000

($71,946 down)
VA

3441 N 31ST Street UNIT 118, Phoenix, AZ 85016

3
2
1,213 sqft
PITI Monthly
$2,675.84 /mo

Listing courtesy of: Annette Sharp, HomeSmart

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,420 /mo
$2,624 /mo

What's Special

REMODELED
LOCATION
PATIO

Must see this BEAUTIFULLY UPDATED 3bd/2bath condo with 1-car garage! Home has been fully updated to include high-end windows for GREAT natural light throughout, new flooring, new wiring and plumbing, new roof, new A/C, new water heater, new washer/dryer, new garage door motor with pulleys/keypad, and new ceiling fans! The kitchen has been remodeled to create an open living space with new cabinets, appliances, and backsplash. Remodeled bathrooms have custom tilework, new showers and new vanities, and there is a private patio on the second floor. Home also had termite treatment. Community amenities include a sparkling pool! Fantastic central Phoenix location close to everything - freeways, restaurants, retail, Downtown Phoenix, and more. This one won't last!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$2,675.84/mo
Estimated Loan Balance
$379,698
Cash to close
$71,946
Interest Paid
$52,887

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Foam
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Apartment
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Foam
Condition
  • Year Built: 1986
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: ADOBE VILLAGE CONDO AMD UNIT 101-136
  • Features: Gated, Community Pool, Near Bus Stop
HOA
  • Has HOA: Yes
  • HOA Name: Adobe Village
  • HOA Amenities: Unknown
  • HOA Fee: $310
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $370.98
  • Tax Annual Amount: $1271
  • On Market Date: 2025-04-23T01:30:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $71,946 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $71,946!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$378,054
Your Cash$71,946
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,420/mo
Traditional @ 7.15%
$2,722/mo
You save $302/month ($3,622/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6855528

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-24T14:54:52.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,420 /mo
$2,624 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,946 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $71,946!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$378,054
Your Cash$71,946
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,420/mo
Traditional @ 7.15%
$2,722/mo
You save $302/month ($3,622/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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