Bobi Hernandez

Bobi Hernandez

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Active

$849,900

($554,668 down)
FHA

32743 Cherokee Rose Street, Winchester, CA 92596

4
3
2,909 sqft
PITI Monthly
$3,474.72 /mo

Listing courtesy of: Michael Davis, Davis Realty Group

Assumed Rate

4.07%
7.15%

Principal & Interest

$2,000 /mo
$2,806 /mo

What's Special

LOCATION
DINING
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
PATIO
PRIVATE BACKYARD
MOUNTAIN VIEWS
COZY

** HUGE PRICE IMPROVEMENT! Luxury Living Has Never Been More Attainable!** Step into the lifestyle you’ve always dreamed of with this **stunningly upgraded single-story estate**—now offered at an **unbeatable new price**! Rarely do homes of this caliber, complete with a **private resort-style pool**, become available **under $900,000** in such a **prestigious location** near Temecula’s award-winning schools, including the coveted **Temecula Prep**. From the moment you enter through the secure courtyard, you’ll be captivated by the **elegance and sophistication** woven into every detail. The expansive open-concept layout is adorned with **plantation shutters**, **luxury tile flooring**, and **recessed lighting**, creating a bright, upscale ambiance perfect for both everyday living and entertaining on a grand scale. The **gourmet kitchen** is a culinary masterpiece featuring **stainless steel appliances**, **dual ovens**, a **massive center island with breakfast bar**, **granite countertops**, and a **walk-in pantry**all seamlessly connected to the formal dining room and a warm, inviting living space with fireplace and custom ceiling fan. Retreat to the **lavish primary suite**, a true oasis with a **spa-inspired en-suite bathroom**, complete with a **soaking tub**, **walk-in shower with seating**, **dual vanities**, and an oversized walk-in closet. A thoughtfully designed separate wing provides additional bedrooms with ultimate privacy, and a flexible fourth bedroom is perfect as a guest suite, office, or media room. Step outside into a **private backyard paradise**, showcasing a **sparkling pool/spool that converts to a jacuzzi**, accented by **cascading waterfalls** and **breathtaking mountain views**. Two covered patios with ceiling fans, a built-in **crystal firepit**, and a cozy **sunken seating area with fireplace** make this the ultimate setting for entertaining or relaxing in complete serenity. Additional premium features include: - **Three-car tandem garage**RV parking potential**Full security camera system**Low-maintenance turf landscaping**Solar system with assumable loan to purchase, not lease. All offered below market value, and expected to appraise with ease. This is your chance to own a true luxury home at an incredible value. Opportunities like this are rare, and they don’t last. Schedule your private tour today, and see why this home is the best deal in Winchesters high-end market!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$3,474.72/mo
Estimated Loan Balance
$376,196
Cash to close
$554,668
Interest Paid
$92,147

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: NewCondition
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: GasHeat, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Foothills, Hiking, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Morningstar Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $292.16
  • Tax Annual Amount: $10623.8
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $554,668 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $554,668!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$295,232
Your Cash:$554,668
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$2,000/mo
Traditional @ 7.15%
$2,911/mo
You save $910/month ($10,924/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25064618

Listing From:

Last updated: 2025-04-18T23:53:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$2,000 /mo
$2,806 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $554,668 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $554,668!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$295,232
Your Cash:$554,668
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$2,000/mo
Traditional @ 7.15%
$2,911/mo
You save $910/month ($10,924/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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