Bobi Hernandez

Bobi Hernandez

Property SearchContact
primary-1
primary-2primary-3
Active

$599,950

($233,505 down)
FHA

3226 30th St, San Diego, CA 92104

1
1
494 sqft
PITI Monthly
$2,774.11 /mo

Listing courtesy of: Roxanne Govari, Pemberley Realty Inc.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,694 /mo
$2,752 /mo

What's Special

LOCATION
GATED COMMUNITY
SERENE
SPACIOUS
MODERN
HARDWOOD FLOORS
BREAKFAST NOOK
PATIO
CHARMING
COZY
LOW HOA FEES

Welcome to 3226 30th St, a charming 1-bedroom, 1-bathroom 1922 Craftsman bungalow nestled in a gated community in the heart of North Park. This detached home offers a perfect blend of vintage character and modern convenience, featuring original hardwood floors, built-ins, breakfast nook, and a cozy office area with the original custom desk. The kitchen is spacious and functional, while upgrades like the updated electrical system, stacked washer/dryer, new roof, and upgraded wall heater add to the comfort. Enjoy your own private side yard and rear patio, ideal for outdoor relaxation and entertaining. Set within a serene, tree-lined courtyard shared with just eight other homes, the community also provides low HOA fees that include water, trash, landscaping, and common area maintenance. Located just blocks from Balboa Park, all the vibrant shops, restaurants, and cafés that make North Park one of San Diego’s most desirable neighborhoods, as well as just blocks to the heart of South Park—this is a rare opportunity to own a piece of history in a prime location that encompasses the best that San Diego has to offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,774.11/mo
Estimated Loan Balance
$368,867
Cash to close
$233,505
Interest Paid
$49,547

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WholeHouseFan
  • Heating: Electric, ForcedAir
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SeeRemarks
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Other
  • Roof: SeeRemarks
Condition
  • Year Built: 1922
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Park
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Colonial Court HOA
  • HOA Amenities: Unknown
  • HOA Fee: $125
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $1,214.47
  • Tax Annual Amount: $7499.38
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $233,505 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $233,505!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$366,445
Your Cash$233,505
Total Purchase Price:$599,950

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,694/mo
Traditional @ 7.15%
$2,855/mo
You save $1,161/month ($13,930/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023947SD

Listing From:

Last updated: 2025-04-14T18:36:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,694 /mo
$2,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $233,505 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $233,505!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$366,445
Your Cash$233,505
Total Purchase Price:$599,950

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,694/mo
Traditional @ 7.15%
$2,855/mo
You save $1,161/month ($13,930/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.