Bobi Hernandez

Bobi Hernandez

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$489,900

($111,024 down)
FHA

3187 E PINEAPPLE Road, San Tan Valley, AZ 85143

4
3
2,079 sqft
PITI Monthly
$2,681.24 /mo

Listing courtesy of: Amy Miller, Real Broker

Assumed Rate

5.5%
7.15%

Principal & Interest

$2,210 /mo
$2,629 /mo

What's Special

SPACIOUS
MOVE-IN READY
MODERN
LANDSCAPED

WHY BUY NEW?! WITH $5000 IN SELLER CONCESSIONS AND VALUABLE UPGRADES, THIS ONE'S BETTER! This home offers all the perks of new construction—without the wait or extra expenses. From the moment you arrive, the upgraded curb appeal sets this home apart. The front yard has been thoughtfully enhanced beyond the standard builder-grade package. The paver driveway adds a refined touch, and the rare and valuable 3 car garage provides extra storage and parking. A beautifully landscaped backyard, already complete, (no dirt lot here!) is the perfect space to relax and entertain. Inside, thoughtful upgrades continue with stylish pendant lighting in the kitchen, ceiling fans in every room, and elegant roll-down window coverings paired with custom curtains on the large sliding doors. Shade screens on the windows help keep the home cool while the installed water softener and whole house water filtration system add convenience and extends the life of appliances. Throughout the home, impressive 8-foot interior doors create a spacious, high-end feel. The kitchen has been upgraded with a designer sink and faucet, bringing both style and functionality to the heart of the home while a reverse osmosis system provides high-quality filtered drinking water. In the laundry room, added cabinetry and shelving maximize storage and organization. All appliances will convey with the sale, making this home truly move-in ready. For buyers looking for an incredible financial opportunity, the current FHA loan at 5.5% interest may be assumable for qualified buyers, offering a chance to secure a lower rate in today's market. With modern upgrades, move-in-ready convenience, and unique features not commonly found in nearby new builds, this home stands out as a must-see. Don't miss your chance to make this home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.5
Remaining Loan Term
28 years, 1 months
Monthly PITI
$2,681.24/mo
Estimated Loan Balance
$381,439
Cash to close
$111,024
Interest Paid
$40,516

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: Ashton Woods

Community & HOA

Community
  • Subdivision: Bella Vista Farms
  • Features: Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Bella Vista Farms
  • HOA Amenities: Unknown
  • HOA Fee: $95
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $235.64
  • Tax Annual Amount: $1786
  • On Market Date: 2025-04-11T15:10:12.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,024 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $111,024!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$378,876
Your Cash$111,024
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$2,210/mo
Traditional @ 7.15%
$2,883/mo
You save $673/month ($8,074/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6849926

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-11T17:11:19.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.5%
7.15%

Principal & Interest

$2,210 /mo
$2,629 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,024 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $111,024!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$378,876
Your Cash$111,024
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$2,210/mo
Traditional @ 7.15%
$2,883/mo
You save $673/month ($8,074/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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