Bobi Hernandez

Bobi Hernandez

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$975,000

($155,471 down)
VA

28433 Farm Creek Way, Valley Center, CA 92082

4
3
2,771 sqft
PITI Monthly
$6,566.27 /mo

Listing courtesy of: Jodi Ross, Coldwell Banker Realty

Assumed Rate

6.57%
7.15%

Principal & Interest

$5,334 /mo
$5,658 /mo

What's Special

LOCATION
MINUTES AWAY
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
WALK-IN CLOSET
HOME OFFICE
PATIO
WALKING TRAILS
SOLAR PANELS

Seller will entertain offers from $945,000-$975,000. Secure this magnificently designed home in the sought-after neighborhood of Park Circle in Valley Center! This immaculate 4-bedroom, 3-bath home, plus a spacious loft, offers 2,771 square feet of thoughtfully designed living space. With abundant natural light, white cabinets, granite countertops, and FULLY PAID solar panels to minimize utility costs, this home combines style, efficiency, and functionality. Smart home technology is integrated throughout the property offering added convenience and control of locks, lights, A/C, garage door, as well as major appliances. Sellers invested over $40K in premium pro-putting turf, covered patio, driveway expansion, and landscaping turning the home into a premier hosting location year-round! The open-concept layout is perfect for entertaining, with a modern kitchen that flows seamlessly into the dining and living areas. There is one bedroom and full bath on the main level, ideal for guests, in-laws, or home office. Upstairs, the versatile loft provides extra space for a playroom or media area. The spacious primary suite features a full bathroom and a massive walk-in closet. Park Circle is an amenity-rich, master planned community, complete with multiple resort-style pools and spas (The Lookout is next to the home, The Hangout is 3 minutes away), a fitness and recreation center, sports courts, and miles of walking trails. Now’s your chance to own in Valley Center’s premier neighborhood!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.57
Remaining Loan Term
28 years, 1 months
Monthly PITI
$6,566.27/mo
Estimated Loan Balance
$821,210
Cash to close
$155,471
Interest Paid
$104,423

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2023
Details
  • Builder: Meritage

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Hiking, StreetLights, Sidewalks, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Park Circle
  • HOA Amenities: Unknown
  • HOA Fee: $250
  • HOA Frequency: $Monthly
Location
  • Region: Valley Center

Financial Details

  • Price per Sqft: $351.86
  • Tax Annual Amount: $12187.5
  • On Market Date: 2025-04-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $155,471 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $155,471!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.57% Sellers Rate
$819,529
Your Cash$155,471
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 6.57%
$5,334/mo
Traditional @ 7.15%
$5,869/mo
You save $535/month ($6,425/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502960

Listing From:

Last updated: 2025-04-09T14:28:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.57%
7.15%

Principal & Interest

$5,334 /mo
$5,658 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $155,471 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $155,471!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.57% Sellers Rate
$819,529
Your Cash$155,471
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 6.57%
$5,334/mo
Traditional @ 7.15%
$5,869/mo
You save $535/month ($6,425/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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