Bobi Hernandez

Bobi Hernandez

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$365,000

($0 down)*
VA

Potential short sale please verify with your agent.

2808 W LAWRENCE Road, Phoenix, AZ 85017

3
2
1,540 sqft
PITI Monthly
$2,450.34 /mo

Listing courtesy of: Patricia E Skocypiec, eXp Realty

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,236 /mo
$2,819 /mo

What's Special

LOCATION
MOVE-IN READY
MODERN
HOME OFFICE
CHARMING
COZY

Charming 2 Bedroom Home with Bonus Space & Garage - Great Location! This adorable 2 bedroom, 1.5 bath home offers so much more than meets the eye! In addition to the main living areas, you'll find two versatile bonus rooms—perfect for a home office, guest room, playroom, or creative space. The home features fresh interior paint and thoughtful updates, giving it a modern, move-in ready feel. Enjoy the convenience of a 1-car garage and quick access to the freeway for easy commuting. With comfortable living spaces, extra flexibility, and a great location, this cozy gem won't last long!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,450.34/mo
Estimated Loan Balance
$400,196
Cash to close
$0
Interest Paid
$57,667

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Painted, Brick
  • Roof: Composition
Condition
  • Year Built: 1962
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: OCOTILLO PARK LOTS 1-4, 48-74
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $237.01
  • Tax Annual Amount: $778
  • On Market Date: 2025-04-09T19:40:09.000Z
Inquire about this property

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Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$365,000
Your Cash$0
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,236/mo
Traditional @ 7.15%
$2,924/mo
You save $689/month ($8,263/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6848720

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-09T21:47:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,236 /mo
$2,819 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$365,000
Your Cash$0
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,236/mo
Traditional @ 7.15%
$2,924/mo
You save $689/month ($8,263/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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