Bobi Hernandez

Bobi Hernandez

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Active

$499,000

($151,958 down)
FHA

2661 Emerald Street, Loveland, CO 80537

3
3
1,599 sqft
PITI Monthly
$2,266.63 /mo

Listing courtesy of: Jeff Hollman, Keller Williams Advantage Realty LLC

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,569 /mo
$2,576 /mo

What's Special

MOVE-IN READY
PLAYGROUND
CHARMING

Welcome to the charming community of The Meadows at Van De Water, where a true sense of belonging and connection thrives. Built by Journey Homes, this neighborhood offers more than just a place to live – it’s a place to call home. This stunning home is just steps from the local playground and park, where neighbors come together for social events and to create lasting memories. The annual community garage sale is a favorite tradition, bringing friends and families closer each year. Enjoy the beauty of Colorado with easy access to Boyd Lake, Carter Lake, and Horsetooth Reservoir, all just a short drive away. Estes Park is only an hour’s drive, offering even more outdoor adventures for you to explore. At just 5 years old, this home is bright, pristine, and move-in ready. You’ll love the thoughtfully designed backyard, featuring beautiful landscaping, full fencing, and a lighted gazebo – perfect for relaxing or entertaining with friends and family. This home also features a 3 car tandem garage for extra space or your favorite hobbies. Come see this wonderful home today and experience all the amazing lifestyle it has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,266.63/mo
Estimated Loan Balance
$363,271
Cash to close
$151,958
Interest Paid
$41,011

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Cement Siding, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Linoleum

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Cement Siding, Frame
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder: Journey Homes, LLC

Community & HOA

Community
  • Subdivision: Meadows at Van De Water
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Vintage Corp
  • HOA Amenities: Unknown
  • HOA Fee: $400
  • HOA Frequency: $Annually
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $312.07
  • Tax Annual Amount: $3131
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $151,958 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $151,958!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$347,042
Your Cash$151,958
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,569/mo
Traditional @ 7.15%
$2,672/mo
You save $1,103/month ($13,232/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3625678

Listing From: recolorado

Last updated: 2025-04-15T21:02:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,569 /mo
$2,576 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,958 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $151,958!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$347,042
Your Cash$151,958
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,569/mo
Traditional @ 7.15%
$2,672/mo
You save $1,103/month ($13,232/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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