Bobi Hernandez

Bobi Hernandez

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$825,000

($271,602 down)
FHA

250 Rose Street, Fillmore, CA 93015

4
3
2,703 sqft
PITI Monthly
$4,033.49 /mo

Listing courtesy of: Christie Locke, NextHome Real Estate Rockstars

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,524 /mo
$4,133 /mo

What's Special

SPACIOUS
MODERN
WALK-IN CLOSET
HOME OFFICE
PATIO
MOUNTAIN VIEWS
EFFICIENT
SOLAR PANELS
TURNKEY

Welcome to 250 Rose Street, a stunning 4-bedroom + LOFT home located in the desirable Iron Horse tract within Fillmore’s highly sought-after Heritage Grove Community. Freshly built in 2021, this beautifully maintained residence offers 2,703 sq ft of thoughtfully designed living space, including a convenient bedroom and full bathroom on the main floor - perfect for guests or multi-generational living. Enjoy the benefits and savings of owned solar panels, a Tesla Powerwall battery, and a tankless water heater, ensuring energy efficiency and modern comfort. Step inside to find an open-concept layout with a front entry family room, spacious great room, and a light-filled upstairs loft—ideal for a home office, playroom, or second living area. The expansive primary suite features dual walk-in closets and a spa-like en-suite bathroom. Outdoors, relax or entertain in the generously sized backyard which is rare for the community, complete with a covered patio and gas stub, ready for your BBQ or firepit setup. Situated in a vibrant community next to a scenic 27-acre nature park and surrounded by picturesque mountain views, this home is close to schools, walking/biking trails, dog parks, and community spaces with sparkling pools and sports courts. Just minutes from Highway 126 and centrally located - only an hour to Los Angeles, Santa Barbara, Malibu, and Santa Monica, and 30 minutes to Ventura Beach—this is small-town charm with big-time access. Don't miss your chance to own a turnkey, energy-efficient home in one of Fillmore’s most sought-after neighborhoods! WELCOME HOME!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 10 months
Monthly PITI
$4,033.49/mo
Estimated Loan Balance
$710,787
Cash to close
$271,602
Interest Paid
$68,910

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association, Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Heritage Grove - Iron Horse
  • Features: Biking, Park, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: No
Location
  • Region: Fillmore

Financial Details

  • Price per Sqft: $305.22
  • Tax Annual Amount: $10312.5
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $271,602 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $271,602!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$553,398
Your Cash$271,602
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,524/mo
Traditional @ 7.15%
$4,287/mo
You save $1,763/month ($21,154/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25079183

Listing From:

Last updated: 2025-04-14T02:03:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,524 /mo
$4,133 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $271,602 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $271,602!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$553,398
Your Cash$271,602
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,524/mo
Traditional @ 7.15%
$4,287/mo
You save $1,763/month ($21,154/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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