Bobi Hernandez

Bobi Hernandez

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$1,399,900

($377,850 down)
VA

24848 Starlight Mountain Rd, Ramona, CA 92065

4
3
3,212 sqft
PITI Monthly
$8,478.8 /mo

Listing courtesy of: Justin Verdugo, Palm Tree Properties

Assumed Rate

6.78%
7.15%

Principal & Interest

$6,721 /mo
$6,977 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
GAME ROOM
IRRIGATION SYSTEM
COZY

Nestled on 12.8 acres of breathtaking landscape, this 3,212 sq. ft. estate offers stunning panoramic views of mountains and valleys. Recently upgraded with over $140,000 in enhancements, this luxurious and self-sustaining property is a rare find. Inside, 10-16 ft. ceilings, elegant crown molding, and an open floor plan create a bright, inviting atmosphere. The chef’s kitchen features brand-new ($32K, installed August 2024) stainless-steel appliances, granite countertops, a pot-filler, and a walk-in pantry. The spacious living room, with a gas fireplace and remote-controlled blinds, flows into the dining area, perfect for entertaining. The primary suite boasts a fireplace, dual walk-in closets, a spa-like bath with a jetted tub, and an oversized walk-in shower. Three additional bedrooms include a private guest suite with a full bath and separate entrance. The 950 sq. ft. converted garage offers a gym, game room, or storage space. Outdoors, enjoy 170 mature, income-producing pomegranate trees, a 12x24 ft. greenhouse, and an automated irrigation system. A detached 24x30 ft. garage, two 50-ft cargo containers, and a workshop with a half bath add functionality. Off-grid features include a 14KW solar system with 56 panels, two Tesla batteries, a Generac generator, a 220-ft private well producing 70 GPM, an 8,500-gallon water tank, whole-house filtration, a tankless water heater, and RV hookups with a 50-amp connection. A true private sanctuary with endless possibilities! Step inside to soaring ceilings, crown molding, and an open floor plan bathed in natural light. The chef's kitchen boasts top-of-the-line stainless-steel appliances, granite countertops, a pot-filler, and a spacious walk-in pantry. The inviting living room, complete with a cozy gas fireplace and remote-controlled blinds, flows seamlessly into the dining area—perfect for entertaining. The primary suite is a private retreat.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.78
Remaining Loan Term
29 years, 1 months
Monthly PITI
$8,478.8/mo
Estimated Loan Balance
$1,023,000
Cash to close
$377,850
Interest Paid
$63,921

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, Propane
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SeeRemarks, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: SeeRemarks, Tile
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $435.83
  • Tax Annual Amount: $17498.8
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $377,850 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $377,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$1,022,050
Your Cash$377,850
Total Purchase Price:$1,399,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$6,721/mo
Traditional @ 7.15%
$7,237/mo
You save $516/month ($6,197/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023288SD

Listing From:

Last updated: 2025-04-15T15:50:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$6,721 /mo
$6,977 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $377,850 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $377,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$1,022,050
Your Cash$377,850
Total Purchase Price:$1,399,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$6,721/mo
Traditional @ 7.15%
$7,237/mo
You save $516/month ($6,197/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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