Bobi Hernandez

Bobi Hernandez

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$465,000

($54,902 down)
FHA

236 W 7th St, Holtville, CA 92250

3
3
1,946 sqft
PITI Monthly
$3,430.36 /mo

Listing courtesy of: Veronica Gilbert, Compass

Assumed Rate

6.44%
7.15%

Principal & Interest

$2,590 /mo
$2,785 /mo

What's Special

LOCATION
DINING
SPACIOUS
FIREPLACE
PATIO
MATURE TREES
COZY

USDA-ELIGIBLE LOW INTEREST -0- DOWN FINANCING. Discover the charm of small-town living in this inviting Holtville gem! Ideally situated on a spacious corner lot with mature trees, this beautifully maintained residence offers comfort and versatility in every room. Inside, you'll find elegant flooring, a warm fireplace perfect for cozy evenings, and generous living spaces ideal for hosting guests or simply unwinding with family. The well-designed kitchen opens to a dining area that makes daily meals and entertaining effortless. This thoughtfully laid out home features three comfortable bedrooms and three full bathrooms, providing ample space for everyone. Step outside to enjoy the sunny Southern California weather in your own backyard retreat—complete with a sparkling inground pool, shaded patio area, and private outdoor changing areas with separate bathrooms. Additional highlights include a covered carport, detached two-car garage with alley access—perfect for a future ADU—and extra room for RV, boat, or equipment parking. This home blends comfort, practicality, and affordability in a prime location near schools and community spots. Come experience everything this Holtville haven has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.44
Remaining Loan Term
29 years, 6 months
Monthly PITI
$3,430.36/mo
Estimated Loan Balance
$410,486
Cash to close
$54,902
Interest Paid
$13,248

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1939
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Holtville

Financial Details

  • Price per Sqft: $238.95
  • Tax Annual Amount: $5812.5
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,902 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $54,902!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.44% Sellers Rate
$410,098
Your Cash$54,902
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 6.44%
$2,590/mo
Traditional @ 7.15%
$2,889/mo
You save $299/month ($3,586/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024204SD

Listing From:

Last updated: 2025-04-12T01:17:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.44%
7.15%

Principal & Interest

$2,590 /mo
$2,785 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,902 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $54,902!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.44% Sellers Rate
$410,098
Your Cash$54,902
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 6.44%
$2,590/mo
Traditional @ 7.15%
$2,889/mo
You save $299/month ($3,586/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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