Bobi Hernandez

Bobi Hernandez

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$615,000

($280,770 down)
VA

231 Blossom Way, Oceanside, CA 92058

3
3
1,342 sqft
PITI Monthly
$2,334.61 /mo

Listing courtesy of: Jenna Zabrosky, Berkshire Hathaway HomeServices California Properties

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,527 /mo
$2,459 /mo

What's Special

SHOPPING
DINING
SPACIOUS
RENOVATED
PATIO
SAFE
CHARMING

Charming two-story condo in the heart of Los Arbolitos! Located just minutes from the beach, downtown Oceanside, shopping, and dining, this beautifully maintained home offers the perfect blend of comfort and coastal lifestyle. Step outside to your newly renovated private patio, complete with low-maintenance turf and hardscape. Ideal for entertaining or a safe play area for kids and pets. Enjoy optimal outdoor space between the home and your detached two-car garage. Inside, you'll find spacious bedrooms upstairs, including a primary suite with en-suite bath and a second full bathroom with tub. A convenient half bath is located downstairs. Tucked away in a quiet, well-maintained community featuring a pool and spa. VA approved!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,334.61/mo
Estimated Loan Balance
$334,932
Cash to close
$280,770
Interest Paid
$38,827

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Pepperwood villas HOA
  • HOA Amenities: Unknown
  • HOA Fee: $540
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $458.27
  • Tax Annual Amount: $7687.5
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $280,770 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $280,770!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$334,230
Your Cash$280,770
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,527/mo
Traditional @ 7.15%
$2,551/mo
You save $1,024/month ($12,285/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024322SD

Listing From:

Last updated: 2025-04-15T18:41:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,527 /mo
$2,459 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $280,770 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $280,770!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$334,230
Your Cash$280,770
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,527/mo
Traditional @ 7.15%
$2,551/mo
You save $1,024/month ($12,285/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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