Bobi Hernandez

Bobi Hernandez

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$565,000

($129,532 down)
FHA

22893 Cove View Street, Canyon Lake, CA 92587

3
3
1,687 sqft
PITI Monthly
$3,057.56 /mo

Listing courtesy of: Dominic Dye, eXp Realty of Southern California, Inc.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,962 /mo
$3,250 /mo

What's Special

GATED COMMUNITY
SPACIOUS
GRANITE COUNTERTOPS
DECK
COMMUNITY POOL
COZY

Welcome to relaxed, resort-style living in the gated community of Canyon Lake. With 24-hour security, it’s a place where comfort and peace of mind come together. This thoughtfully cared-for 3-bedroom, 2.5-bath home offers a bright and open layout. Upstairs, you’ll find a spacious kitchen with granite countertops, dark cabinets, a skylight that brings in natural light, and a breakfast bar that’s perfect for casual meals or conversations with friends and family. The kitchen flows right into the family room, creating a cozy space for gathering or unwinding. Also on the upper level are the primary bedroom with its own en suite bath, and a convenient half bath for guests. From both the family room and the primary bedroom, sliding glass doors open to an oversized deck—ideal for enjoying the perfect sunset views or relaxing outdoors. Downstairs, there are two additional bedrooms, a full bathroom, and a dedicated laundry area. Two-car garage includes built-in storage and a convenient automatic door opener for easy access. A second large lower level deck connects to the backyard and is accessible from both the laundry area and one of the bedrooms—a great spot to enjoy a little fresh air or entertain friends. Living in Canyon Lake means having access to a truly unique set of amenities. Whether it’s boating on the private 384-acre lake, exploring the equestrian center or golf course, spending the day at one of the community pools or beaches, or just cruising the golf cart-friendly streets—you’ll find plenty of ways to enjoy your surroundings. With parks, trails, courts for tennis and pickleball, and regular community events, there’s something here for everyone. Call for your private showing​​‌​​​​‌​​‌‌​​‌​​​‌‌​​‌‌​‌​​​‌​‌​‌​​​​​‌ today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$3,057.56/mo
Estimated Loan Balance
$437,396
Cash to close
$129,532
Interest Paid
$51,427

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PrivateSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Foothills, Fishing, Golf, Gutters, Hiking, Lake, Park, Sidewalks, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Canyon Lake POA
  • HOA Amenities: Unknown
  • HOA Fee: $340
  • HOA Frequency: $Monthly
Location
  • Region: Canyon Lake

Financial Details

  • Price per Sqft: $334.91
  • Tax Annual Amount: $7062.5
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $129,532 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $129,532!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$435,468
Your Cash$129,532
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,962/mo
Traditional @ 7.15%
$3,371/mo
You save $1,409/month ($16,909/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25074630

Listing From:

Last updated: 2025-04-13T21:50:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,962 /mo
$3,250 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,532 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $129,532!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$435,468
Your Cash$129,532
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,962/mo
Traditional @ 7.15%
$3,371/mo
You save $1,409/month ($16,909/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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