Bobi Hernandez

Bobi Hernandez

Property SearchContact
primary-1
primary-2primary-3
Active

$255,000

($27,899 down)
VA

2219 Rugged Mesa Drive, Laughlin, NV 89029

3
3
1,617 sqft
PITI Monthly
$1,793.87 /mo

Listing courtesy of: Kevin Barbarita, Barbarita Realty Consultants

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,535 /mo
$1,574 /mo

What's Special

GATED COMMUNITY
FRESH PAINT
SHOPPING
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
DECK

SPINNAKER BAY FIND! Rare 3 bed, 2.5 bath townhome—most homes in this community only have 2 bedrooms. That extra bedroom adds space, value, and more rental potential! Recently refreshed with new carpet, fresh paint, and upgraded light fixtures, this spacious 2-level unit welcomes you with a gas fireplace, large open kitchen, dining area, and front-loading washer and dryer. Upstairs, the beautiful primary suite includes a walk-in closet, separate tub and walk-in shower, and a private deck overlooking the manicured courtyard—perfect for morning coffee or sunset views. Includes a private garage plus covered carport for your exclusive use. All nestled in a secure, gated community featuring a sparkling pool, soothing spa, and convenient RV/boat parking. Located just minutes from shopping, dining, Laughlin’s vibrant casino scene, and the Colorado River. Embrace the lifestyle you deserve—plus, thanks to Nevada’s NO STATE INCOME TAX, you keep more of what you earn!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$1,793.87/mo
Estimated Loan Balance
$227,328
Cash to close
$27,899
Interest Paid
$37,068

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: TwoStory
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Colorado Bay Club 2-Phase 1
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Spinnaker Bay
  • HOA Amenities: Unknown
  • HOA Fee: $300
  • HOA Frequency: $Monthly
Location
  • Region: Laughlin

Financial Details

  • Price per Sqft: $157.7
  • Tax Annual Amount: $1312
  • On Market Date: 2025-04-15T19:00:24.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,899 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $27,899!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$227,101
Your Cash$27,899
Total Purchase Price:$255,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,535/mo
Traditional @ 7.15%
$1,632/mo
You save $98/month ($1,174/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2672600

Listing From:

Last updated: 2025-04-15T21:00:30.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,535 /mo
$1,574 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,899 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $27,899!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$227,101
Your Cash$27,899
Total Purchase Price:$255,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,535/mo
Traditional @ 7.15%
$1,632/mo
You save $98/month ($1,174/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.