Bobi Hernandez

Bobi Hernandez

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Coming Soon

$265,000

($141,129 down)
FHA

2023 Lowry Avenue N, Minneapolis, MN 55411

N/A
N/A
1,500 sqft
PITI Monthly
$1,168.94 /mo

Listing courtesy of: , Anderson Realty

Assumed Rate

4.15%
7.15%

Principal & Interest

$720 /mo
$1,000 /mo

What's Special

DINING
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
BALCONY
COZY

2023 Lowry Ave N – A Truly Unique Duplex Full of Heart and History! Pride of ownership radiates from this one-of-a-kind duplex, originally built in 1909 and lovingly maintained and updated over the years. Perched on a sunny corner lot, this special property once housed a cherished chicken rescue—infusing the home with warm, joyful energy and an unmistakable sense of soul. Each of the two 1-bedroom units offers generous living spaces, tall ceilings, and abundant natural light. The main-floor unit exudes classic craftsman charm with gorgeous maple floors, oak paneling, beadboard ceilings, leaded glass, and even stained-glass windows. A stunning mirrored French door leads to the peaceful bedroom, and the flexible bonus room is perfect as a den, office, or dining space. The farmhouse-style kitchen features eye-catching pink tile backsplash, ample cabinetry, and space to eat-in. The bathroom is a whimsical mix of vintage charm and personality—complete with timeless subway tile and a delightful Goose :) to greet you. Enjoy the tranquil front porch or head to the back porch, your main entry, with its artistic painted floor design. Upstairs, the second unit is full of light and inspiration. Skylights, vaulted ceilings, and an 11-foot tall bedroom ceiling create an airy retreat, complete with a large walk-in closet. The vintage kitchen opens to a private balcony—perfect for morning coffee or unwinding after the day. Outside, the fully fenced backyard is a peaceful oasis featuring a cozy grotto and patio space. There's a 1-car garage plus 3 off-street parking spots, a rare find in the city! Whether you're looking for an income property, a creative live/work setup, or a unique home with character and soul, 2023 Lowry Ave N is something truly special.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.15
Remaining Loan Term
21 years, 11 months
Monthly PITI
$1,168.94/mo
Estimated Loan Balance
$133,259
Cash to close
$141,129
Interest Paid
$45,921

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Unknown
  • Heating: Boiler
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Other
Roof
  • Roof: Asphalt, Pitched, Rubber
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex Up and Down
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Asphalt, Pitched, Rubber
Condition
  • Year Built: 1906
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hamischs 3rd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Minneapolis

Financial Details

  • Price per Sqft: $176.67
  • Tax Annual Amount: $2333
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,129 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $141,129!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.15% Sellers Rate
$123,871
Your Cash:$141,129
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 4.15%
$720/mo
Traditional @ 7.15%
$1,037/mo
You save $318/month ($3,810/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6703986

Listing From: northstar

Last updated: 2025-04-16T02:08:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.15%
7.15%

Principal & Interest

$720 /mo
$1,000 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,129 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $141,129!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.15% Sellers Rate
$123,871
Your Cash:$141,129
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 4.15%
$720/mo
Traditional @ 7.15%
$1,037/mo
You save $318/month ($3,810/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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