Bobi Hernandez

Bobi Hernandez

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$450,000

($30,653 down)
VA

20053 Truman Drive, Big Lake, MN 55309

4
3
2,557 sqft
PITI Monthly
$3,209.79 /mo

Listing courtesy of: , Trust Real Estate Company, LLC

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,757 /mo
$2,863 /mo

What's Special

OPEN CONCEPT
SPACIOUS

Beautiful four-bedroom, three-bathroom home in Big Lake! You'll love the spacious, open concept flooded with natural light! There are some amazing upgrades such as upgraded stained woodwork throughout! In the kitchen you will enjoy the walk-in pantry and soft close doors! Pond views and walkout lot with rock landscaping, fully fenced in back yard, gutters and fully finished garage!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$3,209.79/mo
Estimated Loan Balance
$420,117
Cash to close
$30,653
Interest Paid
$28,598

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Norland Park Fourth Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Big Lake

Financial Details

  • Price per Sqft: $175.99
  • Tax Annual Amount: $3628
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $30,653 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $30,653!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$419,347
Your Cash$30,653
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,757/mo
Traditional @ 7.15%
$2,969/mo
You save $212/month ($2,543/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6697046

Listing From: northstar

Last updated: 2025-04-11T10:05:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,757 /mo
$2,863 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $30,653 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $30,653!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$419,347
Your Cash$30,653
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,757/mo
Traditional @ 7.15%
$2,969/mo
You save $212/month ($2,543/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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