Bobi Hernandez

Bobi Hernandez

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$830,000

($84,734 down)
VA

1771 Laurelwood Way, Oceanside, CA 92056

4
4
1,930 sqft
PITI Monthly
$6,049.95 /mo

Listing courtesy of: Emmeline Park, LPT Realty, Inc.

Assumed Rate

6.9%
7.15%

Principal & Interest

$4,969 /mo
$5,096 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
DOUBLE VANITY
HOME OFFICE
WALKING TRAILS
PLAYGROUND
SOLAR PANELS

Welcome to this stunning 4-bedroom, 3.5-bathroom home nestled in the newly established Harbor at Melrose Heights community in Oceanside. Built with precision in 2024, this three-story gem spans 1,930 square feet and is designed to cater to the modern family's desire for space, luxury, and convenience. From the moment you step inside, you'll be greeted by a full bedroom and bath on the bottom level, perfect for hosting guests or a home office. The main living space is accentuated with a gourmet kitchen, sleek quartz countertops, an oversized island, ample cabinet space, walk-in pantry, and top-of-the-line Samsung stainless steel appliances. Upstairs, the master suite has a large walk-in closet, and a spacious bathroom with double vanity sinks. Two additional bedrooms offer ample space for family or work-from-home setups. This home isn't just beautiful; it's smart, featuring owned solar panels which provide big savings on energy costs all year-round, a tankless water heater, an EV charger in the 2-car garage, and Wi-fi connected appliances and controls. Community amenities include a resort-like pool, picnic area, walking trails, parks, & playgrounds. Enjoy being close proximity to shopping, dining, freeways, and just 9 miles to the beach. Ideal for families seeking a modern, convenient, and low-maintenance lifestyle!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.9
Remaining Loan Term
28 years, 10 months
Monthly PITI
$6,049.95/mo
Estimated Loan Balance
$748,625
Cash to close
$84,734
Interest Paid
$60,394

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2024
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Seabreeze Management
  • HOA Amenities: Unknown
  • HOA Fee: $390
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $430.05
  • Tax Annual Amount: $10375
  • On Market Date: 2025-04-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $84,734 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $84,734!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$745,266
Your Cash$84,734
Total Purchase Price:$830,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$4,969/mo
Traditional @ 7.15%
$5,285/mo
You save $317/month ($3,801/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502618

Listing From:

Last updated: 2025-04-16T06:31:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$4,969 /mo
$5,096 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $84,734 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $84,734!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$745,266
Your Cash$84,734
Total Purchase Price:$830,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$4,969/mo
Traditional @ 7.15%
$5,285/mo
You save $317/month ($3,801/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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