Bobi Hernandez

Bobi Hernandez

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$920,000

($214,921 down)
VA

1751 Whitmore Loop, Chula Vista, CA 91913

4
3
2,012 sqft
PITI Monthly
$4,638.79 /mo

Listing courtesy of: Bernadeth Huertas, Coldwell Banker West

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,464 /mo
$5,052 /mo

What's Special

OPEN CONCEPT
SPACIOUS
MOVE-IN READY
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
LANDSCAPED
CLUBHOUSE
FITNESS CENTER
PLAYGROUND
SOLAR PANELS
TURNKEY

Welcome to this beautiful modern style 4-bedroom with loft , 3-bath community in Village of Cota Vera , located in Chula Vista. This 2-story home boasts an open concept of living ,is MOVE-IN ready , complete with large windows and high ceiling creating a light and bright atmosphere. Highlighted features and upgrades . Turnkey condition, carpet cleaned, big countertops , stainless steel appliances, window curtains/coverings, UV windows, smart home features, recessed lighting plus more! Embrace living with paid off solar panels,providing both sustainability and costs savings. The garage is prewired with dedicated outlets and hard-wired EV charger caters to your contemporary needs. The Orchard Clubhouse, a resort style pool, and a state -of -the art fitness center, this home offers unbeatable convenience and lifestyle amenities. The nearby elementary and high school is just steps away , making it perfect for families. Outdoor amenities abound, with Cota Vera Park providing open green spaces, sports fields, playgrounds, and picnic areas. The community also features pet friendly areas , including walking paths and a dog park. Immerse yourself meticulously landscaped surroundings,featuring automatic irrigation. The spacious primary suite comes ready for your relaxation and spa feel with a separate tub, shower and other bathroom amenities. There is a downstairs bedroom with a seperate but nearly attached complete bathroom. All bedrooms have built-in closet systems. This residence is a testament to thoughtful design and contemporary living. Cota Vera perfectly combines modern living, convenience and a love for the outdoors, making it a highly desirable place to call home. This home truly must see. Come experience this modern gem and the luxury & comfort at the Village of Chula Vista Côta Vera.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.75
Remaining Loan Term
27 years, 1 months
Monthly PITI
$4,638.79/mo
Estimated Loan Balance
$356,280
Cash to close
$214,921
Interest Paid
$79,637

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Concrete, Laminate

Exterior

Fencing
  • Fencing: GoodCondition, Partial, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 2023
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, Gutters, Mountainous, Park, StormDrains, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Côta Vera Whitmore
  • HOA Amenities: Unknown
  • HOA Fee: $246
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $457.26
  • Tax Annual Amount: $11500
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $214,921 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $214,921!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$705,079
Your Cash$214,921
Total Purchase Price:$920,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,464/mo
Traditional @ 7.15%
$5,240/mo
You save $1,776/month ($21,313/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502653

Listing From:

Last updated: 2025-04-15T19:14:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,464 /mo
$5,052 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $214,921 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $214,921!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$705,079
Your Cash$214,921
Total Purchase Price:$920,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,464/mo
Traditional @ 7.15%
$5,240/mo
You save $1,776/month ($21,313/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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