Bobi Hernandez

Bobi Hernandez

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$839,000

($348,666 down)
VA

1412 San Miguel Ave, Spring Valley, CA 91977

4
3
1,896 sqft
PITI Monthly
$4,231.07 /mo

Listing courtesy of: Kim Barron, Finance Plus Real Estate

Assumed Rate

6.43%
7.15%

Principal & Interest

$3,140 /mo
$3,380 /mo

What's Special

REMODELED
CUSTOM BUILT
STAINLESS STEEL APPLIANCES
FIREPLACE
BALCONY

DON'T MISS OUT ON THIS SPECTACULAR VIEW HOME. This custom built has panoramic view from almost every room overlooking Spring Valley and Sweet Water Reservoir. This home was completely remodeled in 2025. New kitchen cabinets, quartzite counters, farm house sink, new stainless steel appliances with views. All 3 of the bathrooms were remodeled with new resurfaced bathtubs, new cabinets, new faucets, new toilets, new floor tile. This 4 bedroom home also has a 5th bedroom option/office/den/playroom on the entry level floor. All of the flooring in 3/4 inch solid maple flooring that was refinished and is beautiful. The Living room fireplace is gas and has new surround with quartzite and mantel. Above the fireplace, there is an electrical outlet ready for a flat screen TV. Under the home is a large work space with exterior door and stairs, perfect for working, crafts, or storage. There is a second smaller storage with door on the side of the home, perfect to store holiday decorations or items for the yard. there are 3 view balcony's, the first is at the front door, second balcony is off of the living room, and the third balcony is off of the primary bedroom. The views at dawn and dusk are amazing.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$4,231.07/mo
Estimated Loan Balance
$491,352
Cash to close
$348,666
Interest Paid
$55,785

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $442.51
  • Tax Annual Amount: $10487.5
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $348,666 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $348,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$490,334
Your Cash$348,666
Total Purchase Price:$839,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$3,140/mo
Traditional @ 7.15%
$3,506/mo
You save $366/month ($4,391/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024053SD

Listing From:

Last updated: 2025-04-11T02:17:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$3,140 /mo
$3,380 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $348,666 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $348,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$490,334
Your Cash$348,666
Total Purchase Price:$839,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$3,140/mo
Traditional @ 7.15%
$3,506/mo
You save $366/month ($4,391/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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