Bobi Hernandez

Bobi Hernandez

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$424,900

($265,703 down)
FHA

13818 Summit View Court, Desert Hot Springs, CA 92240

2
2
1,629 sqft
PITI Monthly
$1,732.39 /mo

Listing courtesy of: Carol Ramsey, Ramsey Realty

Assumed Rate

4.13%
7.15%

Principal & Interest

$995 /mo
$1,385 /mo

What's Special

SPACIOUS
MOVE-IN READY
PATIO
CHARMING
EFFICIENT

Welcome to this charming 2-bedroom home, complete with a versatile den/office and 2 bathrooms, offering the ideal mix of comfort and convenience. Enjoy the benefits of an energy-efficient leased solar system, helping you save all year long. During the warmer months, stay cool with a swamp cooler and newly installed solar shades. The outdoor solar shades on the west and south sides of the house further help block the afternoon sun, keeping the interior cooler. The garage features an insulated door for improved temperature control and added protection against the wind, along with built-in shelves for organized storage. This home also comes with all the essential appliances, including a refrigerator, washer, dryer, and a freezer in the garage. The spacious backyard is a standout, offering ample room for outdoor activities and gated RV parking for extra convenience. It also boasts a covered patio and a gas line for your BBQ. With generous space both inside and out, this home is move-in ready and provides everything you need for a smooth transition. Don't miss out on this perfect combination of comfort and practicality!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.13
Remaining Loan Term
19 years, 6 months
Monthly PITI
$1,732.39/mo
Estimated Loan Balance
$160,085
Cash to close
$265,703
Interest Paid
$79,869

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central, NaturalGas, Solar
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SewerTapPaid
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Vista Hacienda
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $260.83
  • Tax Annual Amount: $5311.25
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $265,703 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $265,703!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.13% Sellers Rate
$159,197
Your Cash:$265,703
Total Purchase Price:$424,900

Assumed vs Traditional Mortgage

Assumed @ 4.13%
$995/mo
Traditional @ 7.15%
$1,437/mo
You save $442/month ($5,307/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 25512815PS

Listing From:

Last updated: 2025-04-14T22:27:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.13%
7.15%

Principal & Interest

$995 /mo
$1,385 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,703 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $265,703!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.13% Sellers Rate
$159,197
Your Cash:$265,703
Total Purchase Price:$424,900

Assumed vs Traditional Mortgage

Assumed @ 4.13%
$995/mo
Traditional @ 7.15%
$1,437/mo
You save $442/month ($5,307/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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