Bobi Hernandez

Bobi Hernandez

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$438,000

($186,705 down)
VA

1360 Ancestra Drive, Fountain, CO 80817

4
3
2,644 sqft
PITI Monthly
$1,381.98 /mo

Listing courtesy of: Anastasia Morgan, Exp Realty LLC

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,129 /mo
$1,871 /mo

What's Special

LUXURY
VAULTED CEILINGS
WALK-IN CLOSET
FINISHED BASEMENT
HOME OFFICE
COZY
SOLAR PANELS

This is the kind of home that instantly feels familiar — open, bright, and designed for real life. Set in a peaceful neighborhood just minutes from Fort Carson’s Gate 20, this 4-bedroom, 3-bathroom home is full of thoughtful updates and flexible space that can grow with you. Step inside and you'll immediately feel how open and bright the main level is. Vaulted ceilings and large windows flood the space with natural light, while the (2025 ) new luxury vinyl plank flooring in the kitchen grounds the heart of the home with style and durability. It’s the kind of space that works as well for laid-back breakfasts as it does for weekend dinners with friends. The open layout makes it easy to spend time together, no matter what everyone’s up to. The main-level primary suite offers a private escape, with an en-suite bathroom and a walk-in closet, while two more bedrooms, a full bath, and the laundry area make everyday living feel easy. Head downstairs and you’ll find a fully finished basement that transforms into whatever you need, a cozy movie den, a guest suite, a home office, or your personal hobby hideout. There’s a fourth bedroom, another full bathroom, and plenty of extra finished space to spread out. And if storage has ever been a struggle, it won’t be here, this home has an impressive amount of hidden and built-in storage throughout, so everything finally has a place. The backyard is ready for your favorite season, with a low-maintenance setup that’s perfect for grilling, relaxing by the firepit, or simply kicking back while the kids or dogs play. Plus, major updates like a brand-new roof (2024), newer furnace (2023), and fully paid-off solar panels at closing mean you can move in without worrying about the big stuff. If you’re looking for a home that offers comfort, flexibility, and a little more breathing room, this one just might be it.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,381.98/mo
Estimated Loan Balance
$333,350
Cash to close
$186,705
Interest Paid
$29,611

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Main Level
  • Flooring: Carpet, Tile, Wood, Luxury Vinyl

Exterior

Fencing
  • Fencing: Rear
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Fountain

Financial Details

  • Price per Sqft: $165.66
  • Tax Annual Amount: $1230.4
  • On Market Date: 2025-04-15T13:00:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $186,705 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $186,705!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$251,295
Your Cash$186,705
Total Purchase Price:$438,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,129/mo
Traditional @ 7.15%
$1,941/mo
You save $811/month ($9,736/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 1662944

Listing From:

Last updated: 2025-04-15T12:50:46.000Z

© , PPMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

The real estate listing information and related content displayed on this site is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by the Pikes Peak REALTOR® Services Corp.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,129 /mo
$1,871 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $186,705 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $186,705!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$251,295
Your Cash$186,705
Total Purchase Price:$438,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,129/mo
Traditional @ 7.15%
$1,941/mo
You save $811/month ($9,736/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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