Bobi Hernandez

Bobi Hernandez

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$725,000

($401,857 down)
VA

1331 Centennial Road, Fort Collins, CO 80525

4
3
2,266 sqft
PITI Monthly
$1,928.58 /mo

Listing courtesy of: Leslie Henckel, RE/MAX Alliance-FTC South

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,455 /mo
$2,371 /mo

What's Special

LOCATION
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
DOUBLE VANITY
FINISHED BASEMENT
MATURE TREES
SAFE
COZY

The property at 1331 Centennial Road in Fort Collins, Colorado, has undergone a stunning remodel ! This all electric home is equipped with a heat pump, new furnace, new windows ,new fence , 5 year old roof, and a recently updated water heater. As you step through the entry you are greeted by vaulted ceilings , fantastic lighting and a beautiful living area. Just a few steps down and you enter the the chef's kitchen that has been fully updated with stainless steel appliances, quartz countertops, a center island, and all new cabinetry . A great dining area accompanies the kitchen for all your gatherings. Adjacent to the kitchen is a spacious family room with a cozy hearth room, providing ample space for entertaining . A full bath and mud room round out the lower level. There are two sliding glass doors from this level that step out under your covered back porch that is shaded by mature trees. The upstairs is complete with 3 bedrooms and 2 bathrooms and a convenient upstairs laundry. The primary suite has completed a remarkable makeover into a true private retreat. This space offers a very spacious bedroom and walk-in closet with a vaulted sitting room or office that is separated by a stylish barn door. The sitting room has 2 large skylights that flood the room with natural light. The primary bath has been beautifully appointed with a walk in shower, free standing tub, and a double vanity, This ensuite bathroom feels like a luxurious retreat. Additional features of the home include a fully finished basement with that could be used as a 4th bedroom or flex room. The property sits on an oversized corner lot and offers a storage shed and chicken coop. The location is convenient, with proximity to bike trails, Old Town Fort Collins, major medical facilities, Foothills Mall, and schools. This home is also equipped with Rolladen rolling exterior shutters. These are a European shade that is a rare find in Colorado. Great for safety , privacy and day sleepers!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,928.58/mo
Estimated Loan Balance
$325,181
Cash to close
$401,857
Interest Paid
$34,723

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Heat Pump
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Silverwood Village
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Silverwood
  • HOA Amenities: Unknown
  • HOA Fee: $135
  • HOA Frequency: $Annually
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $319.95
  • Tax Annual Amount: $3079
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $401,857 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $401,857!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$323,143
Your Cash:$401,857
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,455/mo
Traditional @ 7.15%
$2,459/mo
You save $1,004/month ($12,045/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1031179

Listing From: recolorado

Last updated: 2025-04-15T19:01:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,455 /mo
$2,371 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $401,857 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $401,857!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$323,143
Your Cash:$401,857
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,455/mo
Traditional @ 7.15%
$2,459/mo
You save $1,004/month ($12,045/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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