Bobi Hernandez

Bobi Hernandez

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$1,200,000

($490,325 down)
VA

1329 Westminster Place, Escondido, CA 92027

5
4
2,588 sqft
PITI Monthly
$4,821.65 /mo

Listing courtesy of: Maurice Watkins, Allison James Estates & Homes

Assumed Rate

3%
7.15%

Principal & Interest

$3,272 /mo
$5,241 /mo

What's Special

SPACIOUS
LUXURY
PATIO
PRIVATE BACKYARD
SPRINKLER SYSTEM
CUL-DE-SAC
SOLAR PANELS
NO HOA

This beautiful property located in the highly desirable Crown Rapallo neighborhood and situated on a quiet CUL-DE-SAC checks all the boxes — featuring PAID-OFF SOLAR PANELS, THREE CAR garage with brand new garage doors, RV/BOAT PARKING, 240-volt EV CHARGER outlet in the garage, plus a dedicated 120-volt 30-amp RV outlet. The home boasts a primary bedroom on the first floor and a secondary master upstairs, perfect for multi-generational living. Enjoy an open-concept layout with soaring ceilings and tons of natural light, complemented by a completely redone Spanish tile roof in late 2020, fresh exterior and interior paint, with luxury vinyl plank flooring.The spacious kitchen is perfect for hosting. An intercom system runs throughout the home for added convenience.Step outside to your private backyard oasis, complete with a sparkling pool, automatic sprinkler system, covered patio, and lemon, lime, and pomegranate trees, ideal for summer gatherings and everyday tranquility. Ample backyard storage with 2 large sheds. The huge lot offers plenty of room for an ADU (Accessory Dwelling Unit), giving you flexible living or investment options. Best of all, NO HOA!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3
Remaining Loan Term
26 years, 1 months
Monthly PITI
$4,821.65/mo
Estimated Loan Balance
$718,582
Cash to close
$490,325
Interest Paid
$87,442

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $463.68
  • Tax Annual Amount: $15000
  • On Market Date: 2025-04-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $490,325 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $490,325!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$709,675
Your Cash$490,325
Total Purchase Price:$1,200,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,272/mo
Traditional @ 7.15%
$5,437/mo
You save $2,165/month ($25,979/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25074788

Listing From:

Last updated: 2025-04-16T00:03:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3%
7.15%

Principal & Interest

$3,272 /mo
$5,241 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $490,325 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $490,325!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$709,675
Your Cash$490,325
Total Purchase Price:$1,200,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,272/mo
Traditional @ 7.15%
$5,437/mo
You save $2,165/month ($25,979/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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