Bobi Hernandez

Bobi Hernandez

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$649,000

($335,377 down)
FHA

1215 E Mission Avenue, Escondido, CA 92027

3
1
1,178 sqft
PITI Monthly
$2,854.44 /mo

Listing courtesy of: Ruben Abrego, Coldwell Banker Realty

Assumed Rate

4.03%
7.15%

Principal & Interest

$1,753 /mo
$2,471 /mo

What's Special

INVESTORS
STAINLESS STEEL APPLIANCES

Pride of ownership. Attention first time buyers, investors, property has 100ft of frontage RV/boat/container access from both sides, additional sewer drain for either ADU or RV/trailer can be parked on this property. It also features a newer kitchen with upgraded countertops and stainless steel appliances, newer designer title, newer bathroom, newer windows, wired security system and much more. ADU Potential:** The property is approved for up to two smaller ADU (Accessory Dwelling Unit) units or one larger ADU, offering excellent flexibility for additional income or multigenerational living. Pre-approved ADU designs are available through the city’s website, or you may submit custom plans. Additionally, the city allows for modular homes to be used as ADUs, providing a faster and more cost-effective alternative to traditional construction.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.03
Remaining Loan Term
22 years, 11 months
Monthly PITI
$2,854.44/mo
Estimated Loan Balance
$367,665
Cash to close
$335,377
Interest Paid
$97,507

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $550.93
  • Tax Annual Amount: $8112.5
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $335,377 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $335,377!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$313,623
Your Cash:$335,377
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$1,753/mo
Traditional @ 7.15%
$2,563/mo
You save $810/month ($9,720/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2503397

Listing From:

Last updated: 2025-04-14T23:18:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.03%
7.15%

Principal & Interest

$1,753 /mo
$2,471 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $335,377 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $335,377!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$313,623
Your Cash:$335,377
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$1,753/mo
Traditional @ 7.15%
$2,563/mo
You save $810/month ($9,720/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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