Bobi Hernandez

Bobi Hernandez

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$1,179,000

($497,569 down)
VA

12036 Serena Rd, Lakeside, CA 92040

4
4
2,361 sqft
PITI Monthly
$4,622.86 /mo

Listing courtesy of: Tandice Tamgidi, RE/MAX Tidal

Assumed Rate

2.85%
7.15%

Principal & Interest

$3,095 /mo
$5,054 /mo

What's Special

REMODELED
FRESH PAINT
SERENE
DINING
SPACIOUS
MODERN
RENOVATED
MASTER SUITE
DECK
SPRINKLER SYSTEM
SAFE
SOLAR PANELS

Welcome to 12036 Serena Road, a beautifully remodeled single-family residence nestled in the serene Eucalyptus Hills neighborhood of Lakeside, California. Built in 1989, this spacious home offers 2,361 square feet of thoughtfully designed living space, situated on a generous 2.3-acre parcel of level, usable land ideal for a wide range of outdoor enhancements or future development. The property offers exceptional privacy, a private driveway, and sweeping views of the surrounding mountains, creating a peaceful retreat. There is a two master suites on both levels perfect for multigenerational living or hosting guests. Solar panels add energy efficiency, and a new roof was installed in 2022. Interior highlights include real wood flooring, a formal dining room, a comfortable living room, a bright 14' x 16' California sunroom on the lower level, and a spacious upstairs family room that opens onto a 30-foot deck with expansive views. A fully renovated open-concept kitchen, modernized bathrooms, dual-pane windows, updated lighting, and fresh paint all contribute to a truly move-in-ready home. Outdoor amenities are equally impressive, featuring a sparkling in-ground pool, a brand-new 10' x 20' workshop, ideal for hobbies, projects, or additional storage. There's also a large tool shed offering ample storage. Additional features include central air conditioning, an indoor side-by-side laundry closet, and a built-in fire sprinkler system for added safety. The fully usable, flat acreage opens up endless possibilities expand outdoor living areas, perfect for building several ADU’s.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.85
Remaining Loan Term
26 years, 0 months
Monthly PITI
$4,622.86/mo
Estimated Loan Balance
$682,904
Cash to close
$497,569
Interest Paid
$81,648

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Flat
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: AboveGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Flat
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lakeside
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lakeside

Financial Details

  • Price per Sqft: $499.36
  • Tax Annual Amount: $14737.5
  • On Market Date: 2025-04-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $497,569 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $497,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$681,431
Your Cash$497,569
Total Purchase Price:$1,179,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$3,095/mo
Traditional @ 7.15%
$5,243/mo
You save $2,148/month ($25,775/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024380SD

Listing From:

Last updated: 2025-04-15T21:27:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.85%
7.15%

Principal & Interest

$3,095 /mo
$5,054 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $497,569 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $497,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$681,431
Your Cash$497,569
Total Purchase Price:$1,179,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$3,095/mo
Traditional @ 7.15%
$5,243/mo
You save $2,148/month ($25,775/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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