Bobi Hernandez

Bobi Hernandez

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$474,900

($54,630 down)
VA

11519 22nd Circle NE, Saint Michael, MN 55376

4
3
2,211 sqft
PITI Monthly
$2,914.42 /mo

Listing courtesy of: , Keller Williams Integrity Realty

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,354 /mo
$2,969 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
PATIO
CHARMING
COZY

Charming home with stunning woodwork throughout. Welcome to this beautifully maintained custom home in The Landings—an upgrade from today’s typical spec builds. From the moment you step inside, you'll notice the exquisite woodwork in every room. The cozy living room invites you to unwind by the fireplace, framed by classic built-in cabinets that blend charm and functionality. No popcorn ceilings here—seller has updated to a modern knockdown finish. The kitchen is a cook's delight with upgraded appliances, granite countertops, and an abundance of natural light. The spacious owner’s suite features a full bathroom, a huge closet, and convenient second-floor laundry. Enjoy summer evenings on the welcoming front porch or private back patio with a pergola—perfect for entertaining or relaxing. The landscaping is complete on one of the largest yards in the neighborhood, and invisible fencing is already installed for your furry friends.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,914.42/mo
Estimated Loan Balance
$422,085
Cash to close
$54,630
Interest Paid
$60,735

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Invisible
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Landings Of Crow River
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Deb Hallberg, Landings of Crow River
  • HOA Amenities: Unknown
  • HOA Fee: $35
  • HOA Frequency: $Annually
Location
  • Region: Saint Michael

Financial Details

  • Price per Sqft: $214.79
  • Tax Annual Amount: $4720
  • On Market Date: 2025-04-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $54,630 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $54,630!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$420,270
Your Cash$54,630
Total Purchase Price:$474,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,354/mo
Traditional @ 7.15%
$3,080/mo
You save $725/month ($8,703/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6702214

Listing From: northstar

Last updated: 2025-04-16T05:02:05.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,354 /mo
$2,969 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,630 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $54,630!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$420,270
Your Cash$54,630
Total Purchase Price:$474,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,354/mo
Traditional @ 7.15%
$3,080/mo
You save $725/month ($8,703/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Bobi Hernandez(602) 761-0781bobisellsazhomes@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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